722 Main St, Osage, IA 50461 Property Records

Mitchell County property record for 722 Main St, Osage, IA 50461

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,342 sqft · built 1936
Lot Size0.033 acres (1,452 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Jul 2025)
Tax Bill$1,024 (2025)
Deeds & MortgagesJul 2025 Sale
Sep 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN1025101012

Property Details

APN / Parcel Number

Primary APN1025101012

Interior

Stories1 Story
Building Area1,342 sqft Gross Area
1st Floor Area660 sqft
Basement Area660 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialMetal
Lot Area1,452 sqft (0.033 acres)
Lot Dimensions66 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address722 MAIN ST
CityOSAGE
StateIA
Zip50461-1447
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionN 1/2 E 1/3 LOT 3 BLK 156 DISTRICT E
Legal SubdivisionCITY OF OSAGE IOWA
Legal Block156
Legal Lot Number3
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1018
Census Tract560300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Osage Commercial Historic District
listed 2002 · 47 contributing resources · NRIS 02001030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 N SCHOOL ST, SAINT ANSGAR, IA 50472-7717
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2025Warranty Deed, Transfer
Sep 26, 2022Warranty Deed, Transfer · Line of Credit
HOME TRUST & SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleSep 26, 2022 · Amount on Record
Deed Document Number2025998
Deed Book / Page2025 / 998
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL IA
Recording DateJul 17, 2025
Property Address722 MAIN ST, OSAGE, IA 50461-1447
Document Number002025/998
Book / Page2025 / 998
Instrument DateJul 14, 2025
Instrument2025 998
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
Tax$111.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 N SCHOOL ST, SAINT ANSGAR, IA 50472-7717

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL IA
Recording DateSep 26, 2022
Property Address722 MAIN ST, OSAGE, IA 50461-1447
Document Number02022/1717
Book / Page2022 / 1717
Instrument DateSep 14, 2022
Instrument2022 1717
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1016 POPLAR ST, OSAGE, IA 50461-1604

Mortgage

Document Number02022/1718
DateSep 26, 2022
Book Page2022/1718
Instrument2022 1718
Lender
NameHOME TRUST & SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,024.00 (-5.54%)$64,590 (+6.04%) Land $5,160 Building $59,430$64,590 (+6.04%) Land $5,160 Building $59,430
2024$1,084.00 (+18.34%)
2023$60,910 (+25.67%) Land $5,160 Building $55,750$60,910 (+25.67%) Land $5,160 Building $55,750
2022$916.00$48,470 Land $5,160 Building $43,310
2021$48,470 Land $5,160 Building $43,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people · EPA ID IA6663001
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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