722 M St NW, Miami, OK 74354 Property Records

Ottawa County property record for 722 M St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1945
Lot Size	0.137 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Sep 2026)
Tax Bill	$509 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17829`

Property Details

APN / Parcel Number

Primary APN	`17829`
Alternative APN	`4880-00-010-005-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Utility Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	17829
Street Address	722 M ST NW
City	MIAMI
State	OK
Zip	74354-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5-7, BLK 10 ROCKHILL
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	ROCKHILL
Legal Block	10
Legal Lot Number	5-7
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2014
Census Tract	574400

Owner

722 M St NW is owned by a company that bought it in September 2026.

Source: Ottawa County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	716 MCKINLEY ST, MIAMI, OK 74354-3950
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
May 19, 2017	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	20264751
Deed Book / Page	1273 / 1
Prior Transfer Date	Sep 18, 2026
Prior Transfer Doc	0000004751
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 22, 2026
Property Address	722 M ST NW, MIAMI, OK 74354-4229
Document Number	0000004751
Book / Page	1273 / 1
Instrument Date	Sep 18, 2026
Instrument	20264751
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,332.50
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	716 MCKINLEY ST, MIAMI, OK 74354-3950

Mortgage

Document Number	0000004752,
Date	Sep 22, 2026
Instrument	20264752

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Recording Date	Apr 10, 2026
Property Address	722 M ST NW, MIAMI, OK 74354-4229
Document Number	0000001657
Book / Page	1258 / 403
Instrument Date	Apr 10, 2026
Instrument	20261657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000001657,
Date	Apr 10, 2026
Book Page	1258/403
Instrument	20261657

Lender

Name	FIRST NATIONAL BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 19, 2017
Property Address	722 M ST NW, MIAMI, OK 74354-4229
Document Number	001049/774
Book / Page	1049 / 774
Instrument Date	May 19, 2017
Instrument	2017-002053
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002054
Date	May 19, 2017
Instrument	2017-002054

Lender

Name	THE FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 722 M St NW was $509, down 1.4% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,219 (-1.34%) Land $741 Building $4,478	$45,785 (-1.34%) Land $6,500 Building $39,285
2025	$509.00 (-1.36%)	$5,290 (-11.42%) Land $741 Building $4,549	$46,408 (-11.42%) Land $6,500 Building $39,908
2024	$516.00 (-5.32%)	$5,972 (+4.01%) Land $741 Building $5,231	$52,393 (-2.66%) Land $6,500 Building $45,893
2023	$545.00 (+7.71%)	$5,742 (+4.99%) Land $741 Building $5,001	$53,825 (-) Land $6,500 Building $47,325
2022	$506.00	$5,469 Land $741 Building $4,728	$53,825 Land $6,500 Building $47,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 722 M St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2007–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 722 M St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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