Garrard County property record for 722 Long Br Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.72 acres (74,967 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $36,485 (Oct 2024) |
| Tax Bill | $257 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-74 |
| Primary APN | 41-74 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 74,967 sqft (1.72 acres) |
| Sewer | Connected |
|---|
| Account Number | 6353 |
|---|---|
| Street Address | 722 LONG BRANCH RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 970202 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 DEER RUN, LANCASTER, KY 40444-9594 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Deed Document Number | 2024188879 |
| Deed Book / Page | 328 / 794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 5, 2026 |
| Property Address | 722 LONG BRANCH RD, LANCASTER, KY 40444 |
| Document Number | 0000214824 |
| Book / Page | 471 / 182 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026214824 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000214824, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 471/182 |
| Instrument | 2026214824 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,000 (-) Land $20,000 Building $5,000 | $25,000 (-) Land $50,000 Building $5,000 | |
| 2025 | $257.00 (+2,47%) | $25,000 (+2,4%) Land $20,000 Building $5,000 | $25,000 (+2,4%) Land $20,000 Building $5,000 |
| 2024 | $10.00 | $1,000 (-) Land $1,000 | $1,000 (-) Land $1,000 |
| 2023 | $10.00 | $1,000 (-) Land $1,000 | $1,000 (-) Land $1,000 |
| 2022 | $10.00 | $1,000 Land $1,000 | $1,000 Land $1,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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