722 Laurel St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 722 Laurel St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,173 sqft · built 1969
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Feb 2025)
Tax Bill$3,857 (2026)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 223.015-4-49

Property Details

APN / Parcel Number

Primary APN301301 223.015-4-49
Alternative APNs
  • 130122301500040490000000
  • 301301 223.015-0004-049
  • 39115 05

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,173 sqft Living Area
1st Floor Area1,548 sqft
Basement Area625 sqft
Finished Basement625 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area11,761 sqft (0.27 acres)
Lot Width85.3 ft Width
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area189 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39115 05
Street Address722 LAUREL ST
CityROME
StateNY
Zip13440-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal Block4
Legal Lot Number49.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1032
Census Tract22100

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 W CHESTNUT ST, ROME, NY 13440-2738
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2025 · Amount on Record
Deed SaleFeb 24, 2025 · Amount on Record
Deed Document Number20252070
Prior Transfer DateJul 17, 2015
Record UpdatedOct 29, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateFeb 24, 2025
Property Address722 LAUREL ST, ROME, NY 13440-3228
Document Number0000002070
Instrument DateFeb 6, 2025
Instrument2025-002070
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 W CHESTNUT ST, ROME, NY 13440-2738

Mortgage

Document Number0000002071
DateFeb 24, 2025
Instrument2025-002071
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.88%
Type Change DateMar 1, 2035
Max Rate At Change2.75%
IndexOther

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,857.00
2025$82,100 (-) Land $14,900 Building $67,200$193,176 (+6.78%) Land $35,059 Building $158,117
2023$82,100 Land $14,900 Building $67,200$180,917 Land $32,834 Building $148,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims9 (1979–2004)
Claims Outside the SFHA2 of 9
Most Recent ClaimMay 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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