722 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 722 Illinois Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2022)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77120`

Property Details

APN / Parcel Number

Primary APN	`77120`
Alternative APN	`012630000100670090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,277 sqft
1st Floor Area	1,120 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	85 ft deep x 100 ft wide
Porch	Finished/Screened Porch
Porch Area	157 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	77120
Street Address	722 ILLINOIS AVE
City	SAINT CLOUD
State	FL
Zip	34769-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 67 E 85 FT LOTS 9-12 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	67
Legal Lot Number	9 10
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3039
Census Tract	43500

Owner

Source: Osceola County records · APN 77120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	722 ILLINOIS AVE, SAINT CLOUD, FL 34769-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 09, 2021	Warranty Deed, Transfer · Line of Credit BASELINE CAPITAL MANAGEMENT INC
Nov 09, 2021	Warranty Deed, Transfer FLORIDA TITLE PROS, FLORIDA TITLEPROS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2022 · Amount on Record
Deed Sale	Nov 08, 2022 · Amount on Record
Prior Sale	Nov 09, 2021 · Amount on Record
Deed Document Number	2022163560
Deed Book / Page	6312 / 1487
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 08, 2022
Property Address	722 ILLINOIS AVE, SAINT CLOUD, FL 34769-3419
Document Number	0063121487
Book / Page	6312 / 1487
Map Reference	MB B PG 33&34
Instrument Date	Nov 04, 2022
Instrument	2022163560
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2605 CURRY FORD RD, 2605, ORLANDO, FL 32806-2507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 ILLINOIS AVE, SAINT CLOUD, FL 34769-3419

Mortgage

Document Number	0063121489
Date	Nov 08, 2022
Instrument	6312/1489

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 09, 2021
Property Address	722 ILLINOIS AVE, SAINT CLOUD, FL 34769-3419
Document Number	0060832482
Book / Page	6083 / 2482
Map Reference	MB B PG 33&34
Instrument Date	Nov 05, 2021
Instrument	2021174870
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FLORIDA TITLE PROS, FLORIDA TITLEPROS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3897 CARNABY DR, 3897, OVIEDO, FL 32765-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 CURRY FORD RD, ORLANDO, FL 32806-2507

Mortgage

Document Number	60832484
Date	Nov 09, 2021
Instrument	6083/2484

Lender

Name	BASELINE CAPITAL MANAGEMENT INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 09, 2021
Property Address	722 ILLINOIS AVE, SAINT CLOUD, FL 34769-3419
Document Number	0060832477
Book / Page	6083 / 2477
Map Reference	MB B PG 33&34
Instrument Date	Nov 05, 2021
Instrument	2021174869
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FLORIDA TITLE PROS, FLORIDA TITLEPROS

Transaction

Amount	Amount Recorded
Tax	$1,022.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73E TRENTON AVE, 73E, FRENCHTOWN, NJ 08825-1247

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,256.00 (+6.72%) Homeowner's exemption	$224,824 (+6.25%)	$232,500 (+9.88%) Land $46,800 Building $185,700
2023	$3,051.00 (+21.46%) Homeowner's exemption	$211,600 (+52.01%) Land $42,500 Building $169,100	$211,600 (+52.01%) Land $42,500 Building $169,100
2022	$2,512.00	$139,200 Land $38,200 Building $101,000	$139,200 Land $38,200 Building $101,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1995–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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