Charleston County property record for 722 Harbor Ln, Mount Pleasant, SC 29464
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,276 sqft · built 1973 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $616,000 (Mar 2024) |
| Tax Bill | $2,373 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 532-14-00-038 |
| Primary APN | 532-14-00-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 1,331 sqft |
| 1st Floor Area | 638 sqft |
| Upper Floors Area | 638 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Townhouse |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 104 ft deep x 20 ft wide |
| Heating System | Heat Pump |
|---|
| Street Address | 722 HARBOR LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4936 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SUBDIVISION NAME -WATERWAY ARMS DESCRIPTION -LT 15 BLK B |
| Legal Subdivision | WATERWAY ARMS |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 4701 |
722 Harbor Ln, a townhouse, is owned and occupied by two individuals who bought it in March 2024.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 722 HARBOR LN, MOUNT PLEASANT, SC 29464-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Feb 21, 2018 | Grant Deed, Transfer · VA Mortgage CERTAINTY HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on File |
| Deed Sale | Mar 27, 2024 · Amount on File |
| Prior Sale | Feb 21, 2018 · Amount on File |
| Deed Book / Page | 1235 / 742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 27, 2024 |
| Property Address | 722 HARBOR LN, MOUNT PLEASANT, SC 29464-4936 |
| Document Number | 0012350742 |
| Book / Page | 1235 / 742 |
| Map Reference | MB AA PG 39 |
| Instrument Date | Mar 21, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,601.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 722 HARBOR LN, MOUNT PLEASANT, SC 29464-4936 |
| Document Number | 0012350743 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 1235/743 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 722 HARBOR LN, MOUNT PLEASANT, SC 29464-4936 |
| Document Number | 0885/0023 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 722 HARBOR LN MOUNT PLEASANT SC 294644936, MOUNT PLEASANT, SC 29464-4936 |
| Document Number | 0885/0023 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 000885/000023 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | May 21, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 21, 2018 |
| Property Address | 722 HARBOR LN, MOUNT PLEASANT, SC 29464-4936 |
| Document Number | 0700/0126 |
| Book / Page | 000700 / 000126 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 722 HARBOR LN MOUNT PLEASANT SC 294644936, MOUNT PLEASANT, SC 29464-4936 |
| Document Number | 700/0128 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 000700/000128 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2048 |
The 2025 property tax bill for 722 Harbor Ln was $2,373, up 71.1% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,373.00 (+71.09%) | $613,000 Land $290,000 Building $323,000 | $613,000 Land $290,000 Building $323,000 |
| 2024 | $1,387.00 | ||
| 2022 | $4,644.00 | $19,800 | $330,000 Land $48,000 Building $282,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 722 Harbor Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 512 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 134 condo units |
| Nearby Flood Claims | 72 (1980–2024) |
| Claims Outside the SFHA | 33 of 72 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 722 Harbor Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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