722 Elm Cir, Golden, CO 80401 Property Records

Jefferson County property record for 722 Elm Cir, Golden, CO 80401

Property Summary

Property Type	Townhouse
Details	3 bd · 6 ba · 1,555 sqft · built 1997
Lot Size	0.026 acres (1,133 sqft)
Owner	2 Company Names on File
Last Sale	$825,000 (Feb 2025)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-284-27-023`

Property Details

APN / Parcel Number

Primary APN	`30-284-27-023`
Alternative APNs	`300422970` `422970`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	1,555 sqft Living Area
Gross Area	2,765 sqft
1st Floor Area	630 sqft
2nd Floor Area	925 sqft
Basement Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Construction Type	Brick
Lot Area	1,133 sqft (0.026 acres)
Garage Type	Attached
Garage Area	436 sqft
Porch	Covered Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300422970
Street Address	722 ELM CIR
City	GOLDEN
State	CO
Zip	80401-5821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECTION 28 TOWNSHIP 03 RANGE 70 QTR SE SUBDIVISIONCD 090100 SUBDIVISIONNAME BRIARWOOD COMMONS BLOCK LOT 0003 SIZE: 1120 TRACT VALUE: .026
Legal Range	70W
Legal Township	03S
Legal Section	28
Legal Subdivision	BRIARWOOD COMMONS
Legal Lot Number	3
Jurisdiction	JEFFERSON CO
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1000
Census Tract	9857

Owner

Source: Jefferson County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1442 FLAGSHIP CT, SAN MARCOS, CA 92078-1039
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	Dec 19, 2022 · Amount on File
Deed Document Number	20258685
Prior Transfer Date	Nov 15, 2004
Prior Transfer Doc	00F2147083
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Recording Date	Jul 2, 2026
Property Address	722 ELM CIR, GOLDEN, CO 80401-5821
Document Number	0000045005
Instrument Date	Jun 15, 2026
Instrument	202645005
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1442 FLAGSHIP CT, SAN MARCOS, CA 92078-1039
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045005,
Date	Jul 2, 2026
Instrument	202645005

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Dec 19, 2022
Property Address	722 ELM CIR, GOLDEN, CO 80401-5821
Document Number	0000109531
Instrument Date	Dec 16, 2022
Instrument	2022109531
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 ELM CIR, GOLDEN, CO 80401-5821

Mortgage

Document Number	0000109532
Date	Dec 19, 2022
Instrument	2022109532

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2030
Change Frequency	Quarterly
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Golden City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,302.00 (+3.71%)	$44,659 (-2.22%) Land $8,481 Building $36,178	$714,553 (-3%) Land $135,700 Building $578,853
2023	$4,148.00 (+32.4%)	$45,671 (+26%) Land $6,030 Building $39,641	$736,651 (+41.25%) Land $90,000 Building $646,651
2022	$3,133.00	$36,247 Land $4,170 Building $32,077	$521,541 Land $60,000 Building $461,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GOLDEN serves 38,288 people · EPA ID CO0130040
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Aerux Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveWireNet.

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