Middlesex County and Lowell City property record for 722 E Merrimack St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,418 sqft · built 1935 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $354,000 (Jun 2013) |
| Tax Bill | $8,971 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C08960 |
| Primary APN | C08960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 2,834 sqft |
| 1st Floor Area | 1,907 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C08960 |
|---|---|
| Street Address | 722 E MERRIMACK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 1950 |
| Legal Lot Number | 722 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 312501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Flagg-Coburn House listed 1986 · 1 contributing resources · NRIS 86001052 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
722 E Merrimack St is owned and occupied by an individual who bought it in June 2013.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 722 E MERRIMACK ST, LOWELL, MA 01852-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Mar 27, 2018 | Deed of Trust, Mortgage · ARM MIDDLESEX SAVINGS BANK |
| Sep 28, 2020 | Deed of Trust, Mortgage · ARM MIDDLESEX SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2013 · Amount on File |
| Deed Sale | Jun 28, 2013 · Amount on File |
| Prior Sale | Jun 28, 2013 · Amount on File |
| Deed Book / Page | 27437 / 64 |
| Transfer Doc | 2743000064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 722 E MERRIMACK ST, LOWELL, MA 01852-1423 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037374-55 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 37374/55 |
| Instrument | 38708 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 722 E MERRIMACK ST, LOWELL, MA 01852-1423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31956-45 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 31956/45 |
| Instrument | 11916 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 722 E MERRIMACK ST, LOWELL, MA 01852-1423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34680-143 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 34680/143 |
| Instrument | 47140 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2025 |
| Index | 3-Year CMT |
The 2026 property tax bill for 722 E Merrimack St was $8,971, up 6.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,971.00 (+6.38%) | $790,400 (+7.6%) Land $271,300 Building $519,100 | $719,764 (+10.06%) |
| 2025 | $8,433.00 (+2.54%) | $734,600 (+6.39%) Land $253,600 Building $481,000 | $653,980 (-0.78%) |
| 2024 | $8,224.00 (+6.18%) | $690,500 (+10.73%) Land $237,000 Building $453,500 | $659,110 |
| 2023 | $7,745.00 | $623,600 Land $206,100 Building $417,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 722 E Merrimack St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 722 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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