722 E King St, Winona, MN 55987 Property Records

Winona County property record for 722 E King St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 868 sqft · built 1886
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$85,500 (Nov 2021)
Tax Bill	$2,010 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Mortgage + 1 more
APN	`32.240.0860`

Property Details

APN / Parcel Number

Primary APN	`32.240.0860`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	198 sqft
Deck Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	722 E KING ST
City	WINONA
State	MN
Zip	55987-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HUBBARDS ADDITION LOT-011 BLOCK-006 W 1/2
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HUBBARDS ADDITION
Legal Block	6
Legal Lot Number	11
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1020
Census Tract	670700

Owner

Source: Winona County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	722 E KING ST, WINONA, MN 55987-4527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	2021638198
Prior Transfer Date	May 14, 2015
Prior Transfer Doc	A587815
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	722 E KING ST, WINONA, MN 55987-4527
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A664377
Date	Dec 19, 2025
Instrument	A664377

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	7.48%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	7.48%
Max Rate At Change	9.48%
Index	1-Year T-Bill
Max Rate	13.4%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	722 E KING ST, WINONA, MN 55987-4527
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 E KING ST, WINONA, MN 55987-4527

Mortgage

Document Number	000A648400
Date	Apr 18, 2023
Instrument	A648400

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	11.4%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	13.4%
Max Rate At Change	13.4%
Index	1-Year T-Bill
Max Rate	17.4%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 1, 2021
Property Address	722 E KING ST, WINONA, MN 55987-4527
Document Number	0000638198
Instrument Date	Oct 29, 2021
Instrument	638198
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TITLE UNITED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 E KING ST, WINONA, MN 55987-4527

Mortgage

Document Number	0000638199
Date	Nov 1, 2021
Instrument	638199

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	11.4%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	11.4%
Max Rate At Change	13.4%
Index	1-Year CMT
Max Rate	17.4%

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,010.00 (+27.7%)
2025		$117,600 (+4.72%) Land $24,700 Building $92,900	$117,600 (+4.72%) Land $24,700 Building $92,900
2023	$1,574.00	$112,300 Land $23,800 Building $88,500	$112,300 Land $23,800 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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