722 E Academy St, Owatonna, MN 55060 Property Records

Steele County property record for 722 E Academy St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,051 sqft · built 1955
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Sep 2022)
Tax Bill	$3,424 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-151-0105`

Property Details

APN / Parcel Number

Primary APN	`17-151-0105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,051 sqft Finished Area
Basement Area	805 sqft
Finished Basement	805 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	722 E ACADEMY ST
City	OWATONNA
State	MN
Zip	55060-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE BLK 1 LOT 5 & W34' OF LOT 6 TORRENS PROPERTY
Legal Section	TW
Legal Subdivision	MORNINGSIDE
Legal Block	1
Legal Lot Number	5-6
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2028
Census Tract	960200

Owner

722 E Academy St is owned and occupied by an individual who bought it in September 2022.

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 21, 2022	Warranty Deed, Transfer ROCHESTER TITLE
May 3, 2021	Contract Sale, Transfer ROCHESTER TITLE
Jan 17, 2019	Warranty Deed, Transfer NORTH AMERICAN TITLE
Oct 5, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	20221469731
Prior Transfer Date	Oct 4, 2017
Prior Transfer Doc	0000075408
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Sep 21, 2022
Property Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105
Document Number	T000082058
Instrument Date	Sep 16, 2022
Instrument	T000082058
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105

Mortgage

Document Number	T000082059
Date	Sep 21, 2022
Instrument	T000082059

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Sep 21, 2022
Property Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105
Document Number	T000082057
Instrument Date	Sep 15, 2022
Instrument	T000082057
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Tax	$541.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105

May 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEELE MN
Recording Date	May 3, 2021
Property Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105
Document Number	T000080087
Instrument Date	Apr 2, 2021
Instrument	T000080087
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jan 17, 2019
Property Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105
Document Number	T000076961
Instrument Date	Jan 14, 2019
Instrument	T000076961
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX A3535, CHICAGO, IL 60690-3535
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Oct 5, 2017
Property Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105
Document Number	T000075408
Instrument Date	Oct 4, 2017
Instrument	T000075408
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$214.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 JOHNSON PL, OWATONNA, MN 55060-3976
Investor	Possibly a Property Investor

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEELE MN
Recording Date	Oct 5, 2017
Property Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105
Document Number	T000075407
Instrument Date	Sep 29, 2017
Instrument	T000075407
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 E ACADEMY ST, OWATONNA, MN 55060-3105

Tax Assessment & Valuation

The 2026 property tax bill for 722 E Academy St was $3,424 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,424.00 Homeowner's exemption	$261,300 (+5.88%) Land $48,200 Building $213,100	$261,300 (+5.88%) Land $48,200 Building $213,100
2025		$246,800 Land $48,200 Building $198,600	$246,800 Land $48,200 Building $198,600
2023	$3,056.00 Homeowner's exemption	$210,000 Land $34,100 Building $175,900	$210,000 Land $34,100 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 722 E Academy St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 722 E Academy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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