Kane County property record for 722 Douglas Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,995 sqft · built 1891 |
| Lot Size | 0.256 acres (11,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2013) |
| Tax Bill | $11,662 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-427-012 |
| Primary APN | 06-11-427-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,995 sqft Living Area |
| Gross Area | 4,357 sqft |
| Basement Area | 1,362 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Construction Type | Frame |
| Lot Area | 11,148 sqft (0.256 acres) |
| Lot Dimensions | 161 ft deep x 69 ft wide |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 722 DOUGLAS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVELLS SUB OF THAT PART OF LOVELLS ADDN LYING SOUTH OF LINCOLN AVE LOT 3 BLCOK 8 |
| Legal Subdivision | LOVELLS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-11-427-012
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 722 DOUGLAS AVE, ELGIN, IL 60120-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA |
| Jan 13, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2013 · Amount on Record |
| Deed Sale | Mar 20, 2013 · Amount on Record |
| Prior Sale | Dec 11, 2003 · Amount on Record |
| Deed Document Number | 201321249 |
| Last Transfer Date | Dec 20, 2025 |
| Transfer Doc | 0000001721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 722 DOUGLAS AVE, ELGIN, IL 60120-3636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000021677 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022K021677 |
| Name | ST CHARLES BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 13, 2026 |
| Property Address | 722 DOUGLAS AVE, ELGIN, IL 60120-3636 |
| Document Number | 0000001721 |
| Instrument Date | Dec 20, 2025 |
| Instrument | 2026K001721 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 722 DOUGLAS AVE, ELGIN, IL 60120-3636 |
| Document Number | 0000001722 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026K001722 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 722 DOUGLAS AVE, ELGIN, IL 60120-3636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046175 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020K046175 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate | 2.87% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,662.00 (+3.97%) Homeowner's exemption | ||
| 2024 | $11,217.00 (+11.47%) Homeowner's exemption | $148,175 (+21.39%) Land $19,698 Building $128,477 | $444,703 (+21.44%) Land $59,118 Building $385,585 |
| 2022 | $10,063.00 (+4.32%) Homeowner's exemption | $122,062 (+6.96%) Land $16,227 Building $105,835 | $366,186 (+6.96%) Land $48,681 Building $317,505 |
| 2021 | $9,646.00 Homeowner's exemption | $114,119 Land $15,171 Building $98,948 | $342,357 Land $45,513 Building $296,844 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 222 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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