722 Conger St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 722 Conger St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 1904
Lot Size	0.166 acres (7,228 sqft)
Owner	Company Name on File
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2017 Sale + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-23-126-016`

Property Details

APN / Parcel Number

Primary APN	`8913-23-126-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area
1st Floor Area	528 sqft
Basement Area	684 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,228 sqft (0.166 acres)
Lot Dimensions	139 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	88 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	722 CONGER ST
City	WATERLOO
State	IA
Zip	50703-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND VIEW PLACE LOT 16 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	GRAND VIEW PLACE
Legal Block	4
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	500

Owner

722 Conger St is owned by a company that acquired it in February 2017.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	5317 UNIVERSITY AVE, CEDAR FALLS, IA 50613-5753
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage MIDWESTONE BANK
Jun 16, 2017	Special Warranty Deed, Transfer
Mar 28, 2017	Warranty Deed, Foreclosure
Feb 14, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017
Deed Sale	Feb 14, 2017
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	201714471
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	722 CONGER ST, WATERLOO, IA 50703-5614
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800002690
Date	Aug 14, 2017
Instrument	2018-00002690

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount on Record
Term	241 Months
Due	Sep 10, 2037

Interest

Rate Type	Adjustable Rate

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 16, 2017
Property Address	722 CONGER ST, WATERLOO, IA 50703-5614
Document Number	201700022192
Instrument Date	Jun 15, 2017
Instrument	2017-00022192
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5317 UNIVERSITY AVE, CEDAR FALLS, IA 50613-5753

March 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 28, 2017
Property Address	722 CONGER ST, WATERLOO, IA 50703-5614
Document Number	201700016643
Instrument Date	Feb 20, 2017
Instrument	2017-00016643
Transaction Type	Foreclosure
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

February 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 14, 2017
Property Address	722 CONGER ST, WATERLOO, IA 50703-5614
Document Number	201700014471
Instrument Date	Jan 25, 2017
Instrument	2017-00014471
Transaction Type	Foreclosure
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 722 Conger St was $1,744, up 7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 (+6.99%)	$85,450 Land $10,400 Building $75,050	$85,450 Land $10,400 Building $75,050
2024	$1,630.00
2023		$75,130 (+29.13%) Land $10,400 Building $64,730	$75,130 Land $10,400 Building $64,730
2022	$1,368.00	$58,180 Land $10,400 Building $47,780
2021			$58,180 Land $10,400 Building $47,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 722 Conger St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1998–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 722 Conger St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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