722 Co Rd 409, Gainesville, TX 76240 Property Records

Cooke County property record for 722 Co Rd 409, Gainesville, TX 76240

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 3,216 sqft · built 1999
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$2,791 (2026)
Deeds & MortgagesApr 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN1090-009-00001-MHL

Property Details

APN / Parcel Number

Primary APN1090-009-00001-MHL
Alternative APN
  • 67949

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area3,216 sqft Living Area
Gross Area4,561 sqft
1st Floor Area2,016 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1090-009-00001-MHL
Street Address722 COUNTY ROAD 409
CityGAINESVILLE
StateTX
Zip76240-1749
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionWILKEY H 1090 ACRES 5.0 LABEL# TRA0425075 SN1 EHIMOK2759F TITLE # 01037275
Legal SubdivisionWILKEY H
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group1
Census Block1017
Census Tract200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address722 COUNTY ROAD 409, GAINESVILLE, TX 76240-1749
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address722 COUNTY ROAD 409, GAINESVILLE, TX 76240-1749
Transaction TypeMortgage
Record UpdatedNov 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2325/574
DateApr 27, 2020
Book Page2325/574
Instrument2860
Lender
NameMUENSTER STATE BANK
TypeBank
AddressMUENSTER, TX 76252
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term7 Months
DueNov 15, 2020

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictLindsay Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,791.00 (+330.71%) Homeowner's exemption Senior Citizen's exemption$190,963 (+9.98%)$364,337 (-) Land $140,000 Building $224,337
2025$648.00 (+0.78%) Homeowner's exemption Senior Citizen's exemption$173,637 (-19.38%) Land $140,000 Building $224,337$364,337 (+32.16%) Land $140,000 Building $224,337
2024$643.00 (-53.94%)
2023$215,386 Land $100,000 Building $175,675$275,675 Land $100,000 Building $175,675
2022$1,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims24 (1981–2007)
Claims Outside the SFHA3 of 24
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDSAY
serves 1,050 people · EPA ID TX0490003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Plains Internet
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

Nearby Properties on Co Rd 409

Nearby Streets

Search Property Records by Address or Parcel Number