Schoharie County and Seward Town property record for 722 Clove Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1981 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Mar 2018) |
| Tax Bill | $7,873 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 54.-3-27 |
| Primary APN | 434400 54.-3-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Upper Floors Area | 368 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 117,612 sqft (2.7 acres) |
| Lot Width | 560 ft Width |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J182011 |
|---|---|
| Street Address | 722 CLOVE RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 3 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 740400 |
722 Clove Rd is owned and occupied by an individual who bought it in March 2018.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 722 CLOVE RD, COBLESKILL, NY 12043-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 7, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2018 · Amount on File |
| Deed Sale | Mar 7, 2018 · Amount on File |
| Prior Sale | Jan 3, 2002 · Amount on File |
| Deed Document Number | 2018736892 |
| Deed Book / Page | 1065 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 722 CLOVE RD, COBLESKILL, NY 12043-6813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1924/106 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 1924/106 |
| Instrument | 785682 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 7, 2018 |
| Property Address | 722 CLOVE RD, COBLESKILL, NY 12043-6813 |
| Document Number | 001065/203 |
| Book / Page | 1065 / 203 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 000000736892 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 WILLOW DR, HOPEWELL JUNCTION, NY 12533-6238 |
The 2026 property tax bill for 722 Clove Rd was $7,873, up 9.7% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,873.00 (+9.71%) | ||
| 2025 | $7,176.00 | $140,000 Land $11,500 Building $128,500 | $341,463 Land $28,049 Building $313,414 |
| 2023 | $140,000 Land $11,500 Building $128,500 | $280,000 Land $23,000 Building $257,000 | |
| 2020 | $6,912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 722 Clove Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 722 Clove Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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