722 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 722 Central St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,711 sqft · built 1920
Lot Size	0.108 acres (4,692 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2023)
Tax Bill	$4,864 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-04600000`

Property Details

APN / Parcel Number

Primary APN	`10-04600000`
Alternative APN	`910-04600000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,711 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	4,692 sqft (0.108 acres)
Lot Dimensions	102 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	910-04600000
Street Address	722 CENTRAL ST
City	OSHKOSH
State	WI
Zip	54901-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N 46 FT OF LOT 13 BLK 72 GOTT READ & EIGHMES ADDN
Legal Subdivision	GOTT READ AND EIGHMES ADDITION
Legal Block	72
Legal Lot Number	13
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	4
Census Block	4001
Census Tract	502

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	722 CENTRAL ST, OSHKOSH, WI 54901-4402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	20231914295
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Nov 28, 2023
Property Address	722 CENTRAL ST, OSHKOSH, WI 54901-4402
Document Number	0001914295
Instrument Date	Nov 27, 2023
Instrument	1914295
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 CENTRAL ST, OSHKOSH, WI 54901-4402

Mortgage

Document Number	0001914296
Date	Nov 28, 2023
Instrument	1914296

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,100 (-) Land $18,400 Building $145,700
2024	$4,864.00 (+89.33%)	$164,100 (+86.69%) Land $18,400 Building $145,700
2023	$2,569.00 (+1.1%) Homeowner's exemption	$87,900 (-) Land $11,500 Building $76,400	$127,018 Land $16,618 Building $110,400
2022	$2,541.00	$87,900 Land $11,500 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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