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722 4th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 722 4th Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms7 Beds
Bathrooms1 Baths
Year BuiltBuilt 1915
Square Footage1,768 sqft Living Area
Lot Size7,100 sqft (0.162 acres)
OccupancyOwner Occupied
Last Sale$166,500 (2018)
Tax Bill$3,148.00 (2024)

Owner

Source: Clay County records · APN 963607414001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address722 4TH AVE E, SPENCER, IA 51301-4501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
May 22, 2018Deed of Trust, Mortgage
WELLS FARGO BANK NA
May 22, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2018 · Amount on Record
Deed SaleMay 22, 2018 · Amount on Record
Deed Doc Number000000001317
Deed Book / Page2018 / 1317
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address722 4TH AVE E, SPENCER, IA 51301-4501
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 4TH AVE E, SPENCER, IA 51301-4501

Mortgage

Document Number02023/2564
DateNov 08, 2023
Book Page2023/2564
Instrument2023 2564
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2053

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address722 4TH AVE E, SPENCER, IA 51301-4501
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001318
DateMay 22, 2018
Book Page0000002018/0000001318
Instrument000000001318
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term356 Months
DueJan 01, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateMay 22, 2018
Property Address722 4TH AVE E, SPENCER, IA 51301-4501
Document Number2018/1317
Book / Page2018 / 1317
Instrument DateMay 16, 2018
Instrument000000001317
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 4TH AVE E, SPENCER, IA 51301-4501

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$218,640 (+5.69%) Land $17,500 Building $201,140$218,640 (+5.69%) Land $17,500 Building $201,140
2024$3,148.00 (+10.69%)
2023$206,860 (+21.48%) Land $13,500 Building $193,360$206,860 (+21.48%) Land $13,500 Building $193,360
2022$2,844.00 Homeowner's exemption$170,280 Land $13,500 Building $156,780
2021$170,280 Land $13,500 Building $156,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN963607414001
Alternative APN
  • 64096360741400100

Interior

Bedrooms7 Beds
Full Baths1 Baths
Total Rooms13 Rooms
Building Area1,768 sqft Living Area
1st Floor780 sqft 1st Floor
Basement Area988 sqft Basement
Finished Basement600 sqft Finished
Game RoomGame Room
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1915
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area7,100 sqft (0.162 acres)
Depth X Width142 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage

Exterior Amenities

Shed1 Shed
Patio Area352 sqft Patio
PorchEnclosed Porch
Porch Area161 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number64096360741400100
Street Address722 4TH AVE E
CitySPENCER
StateIA
Zip51301-4501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description17 18 COLLEGE
Legal Range36
Legal Township17
Legal Section07
Legal SubdivisionCOLLEGE ADDITION
Legal Lot Number17
JurisdictionCLAY IA
Minor Civil DivisionSPENCER
Census Blockgroup2
Census Block2002
Census Tract80200

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