7219 E 11th St, Panama City, FL 32404 Property Records

Bay County property record for 7219 E 11th St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 2004
Lot Size	0.525 acres (22,869 sqft)
Owner	Individual Name on File
Last Sale	$178,800 (Sep 2008)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06017-110-000`

Property Details

APN / Parcel Number

Primary APN	`06017-110-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,869 sqft (0.525 acres)
Lot Dimensions	210 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	288 sqft
Driveway	Driveway
Driveway Area	540 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	44 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7219 E 11TH ST
City	PANAMA CITY
State	FL
Zip	32404-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG2
Legal Description	EASTWOOD LOT 10 ORB 3219 P 127
Legal Range	13W
Legal Township	04S
Legal Section	05
Legal Subdivision	EASTWOOD
Legal Lot Number	10
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2002
Census Tract	803

Owner

7219 E 11th St is owned and occupied by an individual who bought it in September 2008.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	7219 E 11TH ST, PANAMA CITY, FL 32404-2561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2008 · Amount on File
Deed Sale	Sep 4, 2008 · Amount on File
Prior Sale	Aug 20, 2008
Deed Document Number	200852920
Deed Book / Page	3083 / 323
Prior Transfer Date	Aug 21, 2008
Prior Transfer Doc	0030830321
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	7219 E 11TH ST, PANAMA CITY, FL 32404-2561
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7219 E 11TH ST, PANAMA CITY, FL 32404-2561

Mortgage

Document Number	0047431221
Date	Oct 25, 2023
Book Page	4743/1221
Instrument	2023067546

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 7219 E 11th St was $1,082 with exemptions applied, up 0.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (+0.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,110	$150,929 Land $32,962 Building $117,967
2024	$1,079.00 (+2.86%)
2023	$1,049.00 (+11.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$124,648 (+3%)	$136,692 (+7.91%) Land $32,726 Building $103,966
2022	$939.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$121,017	$126,675 Land $31,195 Building $95,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7219 E 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	14 (1995–2022)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7219 E 11th St is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20