7216 Three Rivers Dr, Bakersfield, CA 93311 Property Records

Kern County property record for 7216 Three Rivers Dr, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,055 sqft · built 2012
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Sep 2012)
Tax Bill	$4,179 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540-063-02-00-2`

Property Details

APN / Parcel Number

Primary APN	`540-063-02-00-2`
Alternative APNs	`540-063-02-1` `5400630200` `54006302`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	2,055 sqft
Family Room	Family Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	540063021
Street Address	7216 THREE RIVERS DR
City	BAKERSFIELD
State	CA
Zip	93311-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6359 , BLOCK PH2, LOT 19
Legal Subdivision	TRACT NO 6359
Legal Tract	6359
Legal Block	2
Legal Lot Number	19
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	2
Census Block	2010
Census Tract	3220

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE COMPANY OF AMERICA LLC
Aug 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit STRATA CREDIT UNION
Oct 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE MORTGAGE HOUSE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2012 · Amount on Record
Deed Sale	Sep 19, 2012 · Amount on Record
Deed Document Number	2012132332
Last Transfer Date	Oct 26, 2020
Transfer Doc	0000162481
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	May 26, 2026
Property Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513
Document Number	0000058977
Instrument Date	May 20, 2026
Instrument	202658977
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513

Mortgage

Document Number	0000058977,
Date	May 26, 2026
Instrument	202658977

Lender

Name	MORTGAGE COMPANY OF AMERICA LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC TTL NATL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513

Mortgage

Document Number	0000102908
Date	Aug 29, 2023
Instrument	223102908

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022424
Date	Feb 19, 2020
Instrument	220022424

Lender

Name	STRATA CREDIT UNION
Type	Non-Lending Institution
Address	BAKERSFIELD, CA 93301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Oct 30, 2020
Property Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513
Document Number	0000162481
Map Reference	MB 58 PG 83-90
Instrument Date	Oct 26, 2020
Instrument	220162481
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7216 THREE RIVERS DR, BAKERSFIELD, CA 93311-4513

Mortgage

Document Number	0000162482
Date	Oct 30, 2020
Instrument	220162482

Lender

Name	THE MORTGAGE HOUSE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lakeside Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$305,208 (+2%) Land $43,954 Building $261,254
2025	$4,179.00 (+4.29%) Homeowner's exemption	$299,225 (+4.04%) Land $43,093 Building $256,132
2023	$4,007.00 (+2.19%) Homeowner's exemption	$287,608 Land $41,421 Building $246,187
2022	$3,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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