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7216 Harbor Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7216 Harbor Dr, Clay, MI 48001

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,157 sqft · built 1991
OwnerIndividual Name on File
Last Sale$250,000 (Jan 2023)
Tax Bill$2,244 (2025)
Deeds & MortgagesFeb 2023 Transfer
Jan 2023 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN74-14-920-0009-000

Property Details

APN / Parcel Number

Primary APN74-14-920-0009-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,157 sqft Living Area
1st Floor Area565 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7216 HARBOR DR
CityCLAY
StateMI
Zip48001-4211
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM
Legal DescriptionUNIT 9 RIVER HAMLET CONDOMINIUMS ST CLAIR COUNTY CONDOMINIUM PLAN NO. 89 RECORDED 2-8-91 IN LIBER 1247 PAGES 494 TO 537
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit9
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group2
Census Block2015
Census Tract647000

Owner

Source: St. Clair County assessment roll, APN 74-14-920-0009-000, as of October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7216 HARBOR DR, CLAY, MI 48001-4211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2023Intrafamily Transfer, Transfer
Jan 09, 2023Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Jul 29, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE
Jul 29, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 09, 2023 · Amount on Record
Deed SaleJan 09, 2023 · Amount on Record
Prior SaleJul 29, 2022 · Amount on Record
Deed Document Number2023420
Deed Book / Page5590 / 599
Last Transfer DateDec 08, 2025
Transfer Doc0000023716
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateFeb 01, 2023
Property Address7216 HARBOR DR, CLAY, MI 48001-4211
Document Number0005595547
Book / Page5595 / 547
Map ReferenceLB 5014 PG 154-158
Instrument DateJan 12, 2023
Instrument2023001701
Transaction TypeTransfer
Record UpdatedFeb 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7216 HARBOR DR, CLAY, MI 48001-4211

Transferred To (Grantee/Buyer)

NameVerified Name
Address743 CLARKS LANDING RD, ROCKY POINT, NC 28457-9013

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 09, 2023
Property Address7216 HARBOR DR, CLAY, MI 48001-4211
Document Number0005590599
Book / Page5590 / 599
Map ReferenceLB 5014 PG 154-158
Instrument DateDec 14, 2022
Instrument2023000420
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7216 HARBOR DR, CLAY, MI 48001-4211

Transferred To (Grantee/Buyer)

NameVerified Name
Address7216 HARBOR DR, CLAY, MI 48001-4211

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 29, 2022
Property Address7216 HARBOR DR, CLAY, MI 48001-4211
Document Number0000554724
Book / Page5547 / 24
Map ReferenceMB 5014 PG 154-158
Instrument DateJul 11, 2022
Instrument2022018030
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6079 GENTRY LN, 6079, GRAYLING, MI 49738-9703

Transferred To (Grantee/Buyer)

NameVerified Name
Address29824 JEFFERSON AVE, SAINT CLAIR SHORES, MI 48082-1844

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 29, 2022
Property Address7216 HARBOR DR, CLAY, MI 48001-4211
Document Number0000554720
Book / Page5547 / 20
Map ReferenceLB 5014 PG 154-158
Instrument DateJun 30, 2022
Instrument2022018029
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address507 LATHROP ST, 507, ALGONAC, MI 48001-1694

Transferred To (Grantee/Buyer)

NameVerified Name
Address7318 PARKLANE DR, CLAY, MI 48001-4224

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,244.00 (-42.42%) Homeowner's exemption$120,300 (+11.18%)
2024$3,897.00 (+7%)$240,600 (+11.18%)
2023$108,200
2022$3,642.00$216,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476470002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation579.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 143 policies
Nearby Flood Policies143 in force
Nearby Flood Claims77 (1985–2024)
Claims Outside the SFHA56 of 77
Most Recent ClaimJan 2024

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 249 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLAY TOWNSHIP
serves 9,866 people
Water SourcePurchased surface water from CITY OF ALGONAC
Last State InspectionMay 2021
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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