7214 Colonial Ct, Denver, NC 28037 Property Records

Lincoln County property record for 7214 Colonial Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,184 sqft · built 2007
Lot Size	0.487 acres (21,214 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (May 2018)
Tax Bill	$6,250 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3693-45-2645`

Property Details

APN / Parcel Number

Primary APN	`3693-45-2645`
Alternative APNs	`267606` `86987`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,184 sqft Living Area
Basement Area	2,772 sqft
Finished Basement	1,386 sqft
Unfinished Basement	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	21,214 sqft (0.487 acres)
Pool Type	Pool with Hot Tub/Spa
Pool Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	267606
Street Address	7214 COLONIAL CT
City	DENVER
State	NC
Zip	28037-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#347 LT VERDICT RIDGE P3
Legal Subdivision	VERDICT RDG
Legal Lot Number	347
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1023
Census Tract	70902

Owner

7214 Colonial Ct is owned and occupied by two individuals who bought it in May 2018.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7214 COLONIAL CT, DENVER, NC 28037-5510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
May 18, 2018	Warranty Deed, Transfer PNC BK/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Nov 21, 2007 · Amount on File
Deed Document Number	2018578128
Deed Book / Page	2743 / 778
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7214 COLONIAL CT, DENVER, NC 28037-5510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	29794
Date	Nov 25, 2020
Book Page	2979/4
Instrument	620665

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7214 COLONIAL CT, DENVER, NC 28037-5510
Document Number	2867298
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7214 COLONIAL CT DENVER NC 280375510, DENVER, NC 28037-5510

Mortgage

Document Number	2867298
Date	Dec 10, 2019
Book Page	002867/000298
Instrument	601614

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2034

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7214 COLONIAL CT, DENVER, NC 28037-5510
Document Number	2845950
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7214 COLONIAL CT DENVER NC 280375510, DENVER, NC 28037-5510

Mortgage

Document Number	2845950
Date	Sep 13, 2019
Book Page	002845/000950
Instrument	597761

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 12, 2059

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 18, 2018
Property Address	7214 COLONIAL CT, DENVER, NC 28037-5510
Document Number	2743778
Book / Page	002743 / 000778
Instrument Date	May 18, 2018
Instrument	578128
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7214 COLONIAL CT DENVER NC 280375510, DENVER, NC 28037-5510

Mortgage

Document Number	2743780
Date	May 18, 2018
Book Page	002743/000780
Instrument	578129

Lender

Name	PNC BK/OH
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7214 Colonial Ct was $6,250.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,250.00	$1,003,511 Land $126,000 Building $877,511	$1,003,511 Land $126,000 Building $877,511
2023	$6,171.00	$1,003,511 Land $126,000 Building $877,511	$1,003,511 Land $126,000 Building $877,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7214 Colonial Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7214 Colonial Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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