7211 Clearwater Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 7211 Clearwater Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2018)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0259-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0259-0020`
Alternative APNs	`00246013` `246013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	2,333 sqft
1st Floor Area	1,467 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00246013
Street Address	7211 CLEARWATER DR
City	SPRING HILL
State	FL
Zip	34606-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 259 LOT 2 ORB 285 PG 824
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	259
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41402

Owner

7211 Clearwater Dr is owned and occupied by an individual who bought it in March 2018.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	7211 CLEARWATER DR, SPRING HILL, FL 34606-6320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2018	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Prior Sale	Apr 3, 2000 · Amount on File
Deed Document Number	201813125
Deed Book / Page	3559 / 249
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0033441805
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7211 CLEARWATER DR, SPRING HILL, FL 34606-6320
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7211 CLEARWATER DR, SPRING HILL, FL 34606-6320

Mortgage

Document Number	0044121185
Date	Apr 24, 2024
Book Page	4412/1185
Instrument	2024022376

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7211 CLEARWATER DR, SPRING HILL, FL 34606-6320
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7211 CLEARWATER DR, SPRING HILL, FL 34606-6320

Mortgage

Document Number	0041340993
Date	Mar 2, 2022
Book Page	4134/993
Instrument	2022016080

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Mar 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 6, 2018
Property Address	7211 CLEARWATER DR, SPRING HILL, FL 34606-6320
Document Number	0035590249
Book / Page	3559 / 0249
Map Reference	MB8 PG1-10
Instrument Date	Feb 28, 2018
Instrument	2018013125
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHELSA TITLE OF THE NATURE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7211 CLEAWATER DR, SPRING HILL, FL 34606-6320

Mortgage

Document Number	2018013126
Date	Mar 6, 2018
Instrument	2018013126

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7211 Clearwater Dr was $2,205 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 Homeowner's exemption	$145,459	$242,951 Land $30,500 Building $212,451
2023		$137,243 Land $137,243
2022	$1,483.00		$232,304 Land $28,000 Building $204,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7211 Clearwater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7211 Clearwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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