Madison County property record for 721 Waters Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,761 sqft · built 2005 |
| Lot Size | 0.371 acres (16,163 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,975 (Feb 2023) |
| Tax Bill | $2,694 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-11-389 |
| Primary APN | 071A-11-389 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,761 sqft Adjusted Area |
| Gross Area | 2,314 sqft |
| 1st Floor Area | 2,314 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,163 sqft (0.371 acres) |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|
| Account Number | 43390 |
|---|---|
| Street Address | 721 WATERS DR |
| City | MADISON |
| State | MS |
| Zip | 39110-6333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 EAST FIELD OF CYPRESS LAKE PART 2 D@168 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 11 |
| Legal Subdivision | EAST FIELD OF CYPRESS LAKE PT2 |
| Legal Lot Number | 22 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30204 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 721 WATERS DR, MADISON, MS 39110-6333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK OF PHILADELPHIA |
| Jun 5, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PHILADELPHIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on Record |
| Deed Sale | Feb 27, 2023 · Amount on Record |
| Prior Sale | Nov 1, 2006 |
| Deed Document Number | 2023977259 |
| Deed Book / Page | 4304 / 925 |
| Prior Transfer Date | Feb 24, 2023 |
| Prior Transfer Doc | 0000977259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 721 WATERS DR, MADISON, MS 39110-6333 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 721 WATERS DR, MADISON, MS 39110-6333 |
| Document Number | 004324/474 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 4324/474 |
| Instrument | 981039 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 721 WATERS DR, MADISON, MS 39110-6333 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 721 WATERS DR, MADISON, MS 39110-6333 |
| Document Number | 004209/402 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 4209/402 |
| Instrument | 956969 |
| Name | THE CITIZENS BANK OF PHILADELPHIA |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 721 WATERS DR, MADISON, MS 39110-6333 |
| Document Number | 0000865971 |
| Instrument Date | Jun 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 721 WATERS DR MADISON MS 391106333, MADISON, MS 39110-6333 |
| Document Number | 0000865971 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 003730/000724 |
| Instrument | 865971 |
| Name | CITIZENS BK/PHILADELPHIA |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 10, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,694.00 Homeowner's exemption | $25,698 (-) | $256,980 (-) Land $45,000 Building $211,980 |
| 2024 | $2,694.00 | ||
| 2023 | $2,694.00 Homeowner's exemption | $25,698 | $256,980 Land $45,000 Building $211,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| NETSPEEDMS Fixed Wireless | 267 / 152 |
| T-Mobile Fixed Wireless | 100 / 20 |
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