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721 W Spring St, Covington, KY 41016 Property Records

Kenton County property record for 721 W Spring St, Covington, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,044 sqft
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jan 2025)
Tax Bill$357 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Sep 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-00-00-013.03

Property Details

APN / Parcel Number

Primary APN040-00-00-013.03

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,044 sqft Finished Area
Gross Area1,670 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address721 W SPRING ST
CityCOVINGTON
StateKY
Zip41016-1678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONES LOTS 16-17 & ADJ PT LOT 18 THEN CONES ST CLOSED NOW
Legal SubdivisionCONES W W
Legal Lot Number17,18
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2012
Census Tract63800

Owner

Source: Kenton County records · APN 040-00-00-013.03

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address721 W SPRING ST, COVINGTON, KY 41016-1678
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 14, 2020Warranty Deed, Transfer
BRIDGE TRUST TITLE GROUP, BRIDGE TR TITLE GRP
Jun 26, 2020Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
May 20, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2025 · Amount on Record
Deed SaleJan 10, 2025 · Amount on Record
Prior SaleSep 14, 2020 · Amount on Record
Deed Document Number202537
Deed Book / Page323 / 359
Record UpdatedSep 20, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 10, 2025
Property Address721 W SPRING ST, COVINGTON, KY 41016-1678
Document Number0005900037
Book / PageKC 323 / 359
Instrument DateJan 08, 2025
Instrument25011005900037
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1710 HOLMAN AVE, COVINGTON, KY 41011-2942

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 W SPRING ST, COVINGTON, KY 41016-1678

Mortgage

Document Number0005900038
DateJan 10, 2025
Instrument25011005900038
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 14, 2020
Property Address721 W SPRING ST, COVINGTON, KY 41016-1678
Document Number0000000202
Book / Page000043 / 000314
Instrument DateSep 10, 2020
Instrument202
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyBRIDGE TRUST TITLE GROUP, BRIDGE TR TITLE GRP

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 W SPRING ST COVINGTON KY 410161678, COVINGTON, KY 41016-1678

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 26, 2020
Property Address721 W SPRING ST, COVINGTON, KY 41016-1678
Document Number0000000028
Book / Page000028 / 000553
Instrument DateJun 22, 2020
Instrument28
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$11.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 W SPRING ST COVINGTON KY 410161678, COVINGTON, KY 41016-1678

May 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionKENTON KY
Recording DateMay 20, 2020
Property Address721 W SPRING ST, COVINGTON, KY 41016-1678
Document Number0000000033
Book / Page000022 / 000336
Instrument DateMar 09, 2020
Instrument33
Transaction TypeForeclosure
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$12.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 S ANITA DR #400 ORANGE CA 928683314, 400, ORANGE, CA 92868-3314

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$357.00 (-0.56%)$27,000 (-) Land $8,000 Building $19,000$27,000 (-) Land $8,000 Building $19,000
2023$359.00$27,000 Land $8,000 Building $19,000$27,000 Land $8,000 Building $19,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 248 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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