721 Vinca Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 721 Vinca Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,845 sqft · built 1996
Lot Size0.11 acres (4,791 sqft)
Owner2 Company Names on Record
Last Sale$232,000 (May 1996)
Tax Bill$4,752 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2025 Transfer
Flood ZoneZone D (undetermined)
APN808-38-022

Property Details

APN / Parcel Number

Primary APN808-38-022

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,845 sqft Living Area
1st Floor Area882 sqft
2nd Floor Area963 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,791 sqft (0.11 acres)
Garage Area503 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address721 VINCA CT
CityGILROY
StateCA
Zip95020-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 8663 LOT 22
Legal Subdivision8663 VINEYARDS UN #1
Legal Tract8663
Legal Lot Number22
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1027
Census Tract512509

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address721 VINCA CT, GILROY, CA 95020-3406
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Sep 25, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 1996 · Amount on Record
Deed SaleMay 31, 1996 · Amount on Record
Deed Document Number199613313347
Deed Book / Page356 / 1634
Last Transfer DateAug 13, 2025
Transfer Doc0025874995
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateJul 10, 2026
Property Address721 VINCA CT, GILROY, CA 95020-3406
Document Number0026016150
Instrument DateJul 7, 2026
Instrument202626016150
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address721 VINCA CT, GILROY, CA 95020-3406

Mortgage

Document Number0026016150,
DateJul 10, 2026
Instrument202626016150
Lender
NameFREMONT BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateSep 25, 2025
Property Address721 VINCA CT, GILROY, CA 95020-3406
Document Number0025874995
Map ReferenceMB 667 PG 38 & 39
Instrument DateAug 13, 2025
Instrument25874995
Transaction TypeTransfer
Record UpdatedOct 2, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 VINCA CT, GILROY, CA 95020-3406

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$393,090 (+2%) Land $101,652 Building $291,438
2025$4,752.00 (+2.28%) Homeowner's exemption$385,383 (+4.04%) Land $99,659 Building $285,724
2023$4,646.00 (+1.73%) Homeowner's exemption$370,420 Land $95,790 Building $274,630
2022$4,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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