721 Traton Cir, Concord, NC 28025 Property Records

Cabarrus County property record for 721 Traton Cir, Concord, NC 28025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,714 sqft · built 1979
Lot Size0.611 acres (26,600 sqft)
Owner2 Individual Names on File
Tax Bill$1,274 (2023)
Deeds & MortgagesOct 2026 Mortgage
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05030B0009.000000

Property Details

APN / Parcel Number

Primary APN05030B0009.000000
Alternative APNs
  • 5631 93 9698
  • 547850
  • 162309

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,379 sqft
1st Floor Area1,714 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,600 sqft (0.611 acres)
Lot Dimensions133 ft deep x 200 ft wide
Garage TypeCarport
CarportCarport
DrivewayConcrete Driveway
Driveway Area700 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area245 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number162309
Street Address721 TRATON CIR
CityCONCORD
StateNC
Zip28025-9575
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionLTS 9 & P/O 8 10 TRATON WOODS
Legal SubdivisionTRATON WOODS
Legal Lot Number9
JurisdictionCABARRUS NC
Township / Civil Division5, NEW GILEAD
Census Block Group3
Census Block3015
Census Tract40600

Owner

721 Traton Cir, a rural home, is owned and occupied by two individuals who acquired it in October 2026.

Source: Cabarrus County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing Address721 TRATON CIR, CONCORD, NC 28025-9575
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Quit Claim Deed, Transfer · FHA Mortgage
BAYSHORE MORTGAGE FUNDING
Apr 11, 2023Warranty Deed, Transfer · FHA Mortgage
RAPID MORTGAGE COMPANY
Dec 23, 2019Loan Modification, Mortgage · Conventional Mortgage
UWHARRIE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2026
Deed SaleOct 5, 2026
Prior SaleApr 11, 2023 · Amount on File
Deed Document Number202623470
Deed Book / Page18195 / 234
Prior Transfer DateSep 28, 2026
Prior Transfer Doc0000023470
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateOct 5, 2026
Property Address721 TRATON CIR, CONCORD, NC 28025-9575
Document Number0000023470
Book / Page18195 / 234
Instrument DateSep 28, 2026
Instrument202623470
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyCOHESIVE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 TRATON CIR, CONCORD, NC 28025-9575

Mortgage

Document Number0000023471,
DateOct 5, 2026
Instrument202623471
Lender
NameBAYSHORE MORTGAGE FUNDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateApr 11, 2023
Property Address721 TRATON CIR, CONCORD, NC 28025-9575
Document Number0001644345
Book / Page16443 / 45
Map ReferenceMB 16 PG 16
Instrument DateApr 6, 2023
Transaction TypeTransfer
Record UpdatedApr 19, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$545.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28007 VOGT ST, SAINT CLAIR SHORES, MI 48081-2955

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 TRATON CIR, CONCORD, NC 28025-9575

Mortgage

Document Number0164430048
DateApr 11, 2023
Instrument16443-0048
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address721 TRATON CIR, CONCORD, NC 28025-9575
Document Number13927171
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 TRATON CIR CONCORD NC 280259575, CONCORD, NC 28025-9575

Mortgage

Document Number13927171
DateDec 31, 2019
Book Page013927/000171
Instrument36751
Lender
NameUWHARRIE BK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,100 Land $82,500 Building $189,600
2024$272,100 (+75.14%) Land $82,500 Building $189,600
2023$1,274.00$155,360 Land $39,000 Building $116,360$155,360 Land $39,000 Building $116,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 Traton Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Traton Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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