721 Torrey Pines Pl, Oceanside, CA 92058 Property Records

San Diego County property record for 721 Torrey Pines Pl, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,625 sqft · built 1981
Lot Size	0.204 acres (8,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jun 2020)
Tax Bill	$7,739 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-360-09-00`

Property Details

APN / Parcel Number

Primary APN	`158-360-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,885 sqft (0.204 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	721 TORREY PINES PL
City	OCEANSIDE
State	CA
Zip	92058-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 TR 009614
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	009614
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 19, 2020	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Aug 5, 2011 · Amount on Record
Deed Document Number	2020321295
Last Transfer Date	Jul 29, 2021
Transfer Doc	0000547417
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1660

Mortgage

Document Number	0000229382
Date	Aug 23, 2023
Instrument	2023-0229382

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2021
Property Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Document Number	0000547417
Map Reference	MAP 9614
Instrument Date	Jul 29, 2021
Instrument	2021-0547417
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1660

Mortgage

Document Number	0000547418
Date	Aug 2, 2021
Instrument	2021-0547418

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1660

Mortgage

Document Number	0000148141
Date	Feb 25, 2021
Instrument	2021-0148141

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2020
Property Address	721 TORREY PINES PL, OCEANSIDE, CA 92058-1660
Document Number	0000321295
Instrument Date	May 19, 2020
Instrument	321295
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	721 TORREY PINES PL OCEANSIDE CA 920581660, OCEANSIDE, CA 92058-1660

Mortgage

Document Number	321296
Date	Jun 19, 2020
Instrument	321296

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,586 (+2%) Land $399,114 Building $302,472
2025	$7,739.00 (+21.26%)	$687,831 (+20.06%) Land $391,289 Building $296,542
2023	$6,382.00 (+1.54%)	$572,889 Land $376,096 Building $196,793
2022	$6,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (1980–2009)
Most Recent Claim	Jul 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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