721 Tarheel W Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 721 Tarheel W Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,607 sqft · built 1991
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2014)
Tax Bill	$1,936 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`458220727224000`

Property Details

APN / Parcel Number

Primary APN	`458220727224000`
Alternative APN	`40442`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,607 sqft Heated Area
Upper Floors Area	792 sqft
Basement Area	1,281 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,249 sqft (1.98 acres)
Lot Dimensions	288 ft deep x 277 ft wide
Garage Type	Mixed
Garage Area	1,108 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	40442
Street Address	721 TARHEEL WEST DR
City	MURPHY
State	NC
Zip	28906-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 11-A TARHEEL WEST PH 1 1499/538 A/71H
Legal Phase	1
Legal Tract	11
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3007
Census Tract	930502

Owner

721 Tarheel W Dr is owned and occupied by an individual who bought it in October 2014.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	721 TARHEEL WEST DR, MURPHY, NC 28906-2416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2014 · Amount on File
Deed Sale	Oct 10, 2014 · Amount on File
Deed Document Number	4169
Deed Book / Page	1499 / 0544
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	721 TARHEEL WEST DR, MURPHY, NC 28906-2416
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001703/146
Date	Feb 3, 2022
Book Page	1703/146
Instrument	716

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	721 TARHEEL WEST DR, MURPHY, NC 28906-2416
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01699/1058
Date	Dec 20, 2021
Book Page	1699/1058
Instrument	8554

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	721 TARHEEL WEST DR, MURPHY, NC 28906-2416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01575/0918
Date	Dec 6, 2017
Book Page	01575/0918
Instrument	05670

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	721 TARHEEL WEST DR, MURPHY, NC 28906-2416
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01634/0066
Date	Jan 13, 2020
Book Page	01634/0066
Instrument	00199

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 721 Tarheel W Dr was $1,936.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,936.00	$261,200	$261,200 Land $17,500 Building $243,700
2023		$261,200	$261,200 Land $17,500 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 Tarheel W Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Tarheel W Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber.

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