721 SW 4th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 721 SW 4th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,144 sqft · built 1965
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2026)
Tax Bill	$1,830 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09175000007Z009`

Property Details

APN / Parcel Number

Primary APN	`09175000007Z009`
Alternative APNs	`41090559` `153695` `176833`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	216 sqft
Finished Basement	858 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	744 sqft
Driveway	Driveway
Deck Area	408 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	176833
Street Address	721 SW 4TH ST
City	BRAINERD
State	MN
Zip	56401-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 & PT OF GL 2 SEC 9-133-28 DESC: COMM AT SW COR OF L 7 2ND ADDN TO BONNYWOODE THEN E 140 FT ALG S LINE OF SD L 7 THEN S 2
Legal Range	28W
Legal Township	133
Legal Section	09
Legal Subdivision	SECOND BONNY WOODE ADDITION TO THE CITY
Legal Lot Number	7
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2025
Census Tract	951303

Owner

721 SW 4th St is owned and occupied by an individual who bought it in May 2026.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	721 SW 4TH ST, BRAINERD, MN 56401-3914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	20261023504
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	May 6, 2026
Property Address	721 SW 4TH ST, BRAINERD, MN 56401-3914
Document Number	0001023504
Instrument Date	May 4, 2026
Instrument	20261023504
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	CYGNETURE TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	721 SW 4TH ST, BRAINERD, MN 56401-3914

Mortgage

Document Number	0001023505,
Date	May 6, 2026
Instrument	20261023505

Lender

Name	GRANITE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 721 SW 4th St was $1,830 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,830.00 Homeowner's exemption	$217,300 (+10.25%) Land $50,900 Building $166,400	$217,300 (+10.25%) Land $50,900 Building $166,400
2025		$197,100 Land $51,100 Building $146,000	$197,100 Land $51,100 Building $146,000
2023	$1,812.00 Homeowner's exemption	$175,400 Land $42,600 Building $132,800	$175,400 Land $42,600 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 SW 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 SW 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20