721 Skull Bone Tower Rd, Stearns, KY 42647 Property Records

McCreary County property record for 721 Skull Bone Tower Rd, Stearns, KY 42647

Property Summary

Property Type	Vacant Land
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Nov 2022)
Tax Bill	$362 (2025)
Deeds & Mortgages	Nov 2022 Sale Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`023-00-00-025.01`

Property Details

APN / Parcel Number

Primary APN	`023-00-00-025.01`
Alternative APN	`10843`

Exterior

Lot Area	261,360 sqft (6 acres)

Location & Zoning

Street Address	721 SKULL BONE TOWER RD
City	STEARNS
State	KY
Zip	42647-7247
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	6.00 AC
Jurisdiction	MCCREARY KY
Township / Civil Division	CO-OPERATIVE
Census Block Group	1
Census Block	1055
Census Tract	960200

Owner

721 Skull Bone Tower Rd, vacant land, is owned by an individual who bought it in November 2022.

Source: McCreary County records, as of January 29, 2026

Owner of Record	Individual Name on File
Mailing Address	981 WILMETTE TER, LAKE ZURICH, IL 60047-2161
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed, Transfer
Oct 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Oct 1, 2021
Deed Document Number	141060
Deed Book / Page	D232 / 97
Record Updated	Jun 8, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Nov 15, 2022
Property Address	721 SKULL BONE TOWER RD, STEARNS, KY 42647
Document Number	000D232/97
Book / Page	D232 / 97
Map Reference	DB 143 PG 174
Instrument Date	Nov 9, 2022
Instrument	141060
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 E RIDGE LN, SOMERSET, KY 42501-1291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 OLD OSAGE RD, GATESVILLE, TX 76528-4672

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Oct 1, 2021
Property Address	721 SKULL BONE TOWER RD, STEARNS, KY 42647
Document Number	00D227/341
Book / Page	D227 / 341
Map Reference	DB 143 PG 174
Instrument Date	Jul 20, 2020
Instrument	135205
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5060 JONES HOLLOW RD, STEARNS, KY 42647-7182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 POLEY ELLIS RD, PINE KNOT, KY 42635-9257

Tax Assessment & Valuation

The 2025 property tax bill for 721 Skull Bone Tower Rd was $362, up 0.6% from the year before.

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$362.00 (+0.56%)	$45,000 (-)	$85,000 (-)
2024	$360.00 (+37.4%)	$45,000 (+40.63%)	$85,000 (+165.63%)
2023	$262.00	$32,000	$32,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 721 Skull Bone Tower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Skull Bone Tower Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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