721 Shady Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 721 Shady Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1922
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$86,773 (Mar 2023)
Tax Bill	$794 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
APN	`06-3.0-05-001-004-016.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-001-004-016.000`

Interior

Building Area	832 sqft Base Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	117 ft deep x 50 ft wide

Location & Zoning

Street Address	721 SHADY AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MCDONALD'S, DR. S. LOT:1 BLK:2LGL DESC:LOT 1 E 10' LOT 2 BLK 2
Legal Subdivision	MCDONALDS, DR S
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1051
Census Tract	300

Owner

721 Shady Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	721 SHADY AVE, SAINT JOSEPH, MO 64505-2097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on File
Deed Sale	Mar 15, 2023 · Amount on File
Prior Sale	May 10, 2016
Deed Document Number	20231837
Deed Book / Page	3785 / 343
Prior Transfer Date	May 5, 2016
Prior Transfer Doc	2016004310
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 15, 2023
Property Address	721 SHADY AVE, SAINT JOSEPH, MO 64505-2097
Document Number	003785/343
Book / Page	3785 / 343
Instrument Date	Mar 14, 2023
Instrument	2023001837
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	721 SHADY AVE, SAINT JOSEPH, MO 64505-2097

Mortgage

Document Number	2023001838
Date	Mar 15, 2023
Instrument	2023001838

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 721 Shady Ave was $794.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00	$11,090 Land $1,690 Building $9,400	$58,380 Land $8,900 Building $49,480
2024	$794.00 (+15.91%)
2023	$685.00 (-0.58%)	$10,440 (-) Land $1,690 Building $8,750	$54,940 Land $8,900 Building $46,040
2022	$689.00	$10,440 Land $1,690 Building $8,750
2021			$54,940 Land $8,900 Building $46,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 721 Shady Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Shady Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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