New Hanover County property record for 721 Settlers Ln, Kure Beach, NC 28449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,431 sqft · built 2021 |
| Lot Size | 0.196 acres (8,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Aug 2020) |
| Tax Bill | $4,163 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09205-019-019-000 |
| Primary APN | R09205-019-019-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,431 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood |
| Lot Area | 8,581 sqft (0.196 acres) |
| Terrain | Low |
| Garage Area | 914 sqft |
| Porch | Open Porch |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 721 SETTLERS LN |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-4914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1A |
| Legal Description | LT 139 PH II KURE BEACH VILLAGE |
| Legal Subdivision | KURE BEACH VILLAGE |
| Legal Block | 19 |
| Legal Lot Number | 139 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 12203 |
Source: New Hanover County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 721 SETTLERS LN, KURE BEACH, NC 28449-4914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 3, 2022 | Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU |
| Dec 14, 2020 | Deed of Trust, Mortgage SOUTH ST BK |
| Aug 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 607149 |
| Deed Book / Page | 6349 / 1232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 721 SETTLERS LN, KURE BEACH, NC 28449-4914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00651401156 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 6514/1156 |
| Instrument | 2021055550 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 721 SETTLERS LN, KURE BEACH, NC 28449-4914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00652602785 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 6526/2785 |
| Instrument | 2022000101 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Dec 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 721 SETTLERS LN, KURE BEACH, NC 28449-4914 |
| Document Number | 0063892393 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 721 SETTLERS LN KURE BEACH NC 284494914, KURE BEACH, NC 28449-4914 |
| Document Number | 0063892393 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 006389/002393 |
| Instrument | 53609 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | 451 7TH ST, CHARLESTON, SC 29406 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Aug 28, 2020 |
| Property Address | 721 SETTLERS LN, KURE BEACH, NC 28449-4914 |
| Document Number | 0063491232 |
| Book / Page | 006349 / 001232 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 34737 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 721 SETTLERS LN KURE BEACH NC 28449, KURE BEACH, NC 28449 |
| Document Number | 63491234 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 006349/001234 |
| Instrument | 34738 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 27, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: New Hanover County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,163.00 (-1.7%) | $871,100 (+52.21%) Land $390,800 Building $480,300 | $871,100 (+52.21%) Land $390,800 Building $480,300 |
| 2024 | $4,235.00 (+3.39%) | ||
| 2023 | $4,096.00 (-0.7%) | $572,300 Land $200,800 Building $371,500 | $572,300 Land $200,800 Building $371,500 |
| 2022 | $4,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 151 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 160 units insured incl. 9 condo units |
| Nearby Flood Claims | 53 (2018–2024) |
| Claims Outside the SFHA | 52 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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