721 N Walnut St, Gardner, KS 66030 Property Records

Johnson County property record for 721 N Walnut St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,281 sqft · built 1996
Lot Size	0.193 acres (8,404 sqft)
Owner	2 Individual Names on File
Last Sale	$356,440 (Feb 2024)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	May 2018 Mortgage Nov 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`CP84200000-0082`

Property Details

APN / Parcel Number

Primary APN	`CP84200000-0082`
Alternative APNs	`0461362303023002000` `R5827`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	1,281 sqft
Basement Area	1,271 sqft
Finished Basement	1,000 sqft
Unfinished Basement	271 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,404 sqft (0.193 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	170 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R5827
Street Address	721 N WALNUT ST
City	GARDNER
State	KS
Zip	66030-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUNSET RIDGE III LT 82 GAC 63A 2 82
Legal Subdivision	SUNSET RIDGE III
Legal Lot Number	82
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2004
Census Tract	53709

Owner

721 N Walnut St is owned and occupied by two individuals who bought it in February 2024.

Source: Johnson County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Dec 6, 2012	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP
May 9, 2006	Deed of Trust, Mortgage · ARM WILMINGTON FINANCE INC
Apr 14, 2009	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage M SQUARED FINANCIAL LLC
Feb 19, 2019	Intrafamily Transfer, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 16, 2013	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Mar 24, 2010	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Feb 19, 2019 · Amount on File
Deed Document Number	20241808
Deed Book / Page	202402 / 1808
Prior Transfer Date	Feb 6, 2019
Prior Transfer Doc	201902/003464
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201805/003173
Date	May 9, 2018
Book Page	201805/003173

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201911/008078
Date	Nov 25, 2019
Book Page	201911/008078

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201212/002265
Date	Dec 6, 2012
Book Page	201212/002265

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2042

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200605/003433
Date	May 9, 2006
Book Page	200605/003433

Lender

Name	WILMINGTON FINANCE INC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.77%
Type Change Date	Jun 1, 2009
Change Frequency	6 Months
Min Rate At Change	7.77%
Max Rate At Change	9.77%
Index	6-Month LIBOR
Max Rate	13.7%

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	CHARTER LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200904/004934
Date	Apr 14, 2009
Book Page	200904/004934

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Feb 13, 2024
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Document Number	202402/1808
Book / Page	202402 / 1808
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	721 N WALNUT ST, GARDNER, KS 66030-1765

Mortgage

Document Number	2024021810
Date	Feb 13, 2024
Instrument	202402/1810

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Feb 19, 2019
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Document Number	201902/003464
Book / Page	201902 / 003464
Instrument Date	Feb 6, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Investor	Possibly a Property Investor

Mortgage

Document Number	201902003465
Date	Feb 19, 2019
Instrument	201902/003465

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	May 16, 2013
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Document Number	201305/006655
Book / Page	201305 / 006655
Instrument Date	May 9, 2013
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201305160006657
Date	May 16, 2013
Instrument	201305160006657

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2043

March 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON KS
Recording Date	Mar 24, 2010
Property Address	721 N WALNUT ST, GARDNER, KS 66030-1765
Document Number	201003/006464
Book / Page	201003 / 006464
Instrument Date	Jan 11, 2010
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8670 WINCHESTER ST APT 1210, 1210, LENEXA, KS 66219-8310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 N WALNUT ST, GARDNER, KS 66030-1765

Tax Assessment & Valuation

The 2025 property tax bill for 721 N Walnut St was $4,930, down 3.2% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,930.00 (-3.16%)	$40,503 (-2.22%) Land $6,841 Building $33,662	$352,200 (-2.22%) Land $59,490 Building $292,710
2024	$5,091.00 (+12.21%)	$41,423 (+15.01%) Land $6,215 Building $35,208	$360,200 (+15.01%) Land $54,040 Building $306,160
2023	$4,537.00 (+2.07%)	$36,018 (+3.3%) Land $6,215 Building $29,803	$313,200 (+3.3%) Land $54,040 Building $259,160
2022	$4,445.00	$34,868 Land $5,177 Building $29,691	$303,200 Land $45,020 Building $258,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 721 N Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 N Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, Xfinity.

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