721 N 9th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 721 N 9th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,726 sqft · built 1935
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jul 2012)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-053-0171-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-053-0171-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,726 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	188 ft deep x 66 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	721 N 9TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	N66.96' OF S 165' OF E 188' OF 5A LOT 24 MAP OF PC 304 & 305
Legal Subdivision	SEC 304
Legal Lot Number	24
Legal Unit	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4004
Census Tract	642000

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 27, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 18, 2018	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2012 · Amount on Record
Deed Sale	Jul 12, 2012 · Amount on Record
Deed Document Number	201217843
Deed Book / Page	4275 / 944
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854

Mortgage

Document Number	0000565523
Date	Sep 18, 2023
Book Page	5655/23
Instrument	2023016474

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Apr 1, 2048

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854

Mortgage

Document Number	0005608417
Date	Mar 27, 2023
Book Page	5608/417
Instrument	2023004859

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854

Mortgage

Document Number	0005522381
Date	May 17, 2022
Book Page	5522/381
Instrument	2022012303

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Apr 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854

Mortgage

Document Number	0005371172
Date	May 26, 2021
Book Page	5371/172
Instrument	2021015851

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Apr 1, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	721 N 9TH ST, SAINT CLAIR, MI 48079-4854
Document Number	0049530294
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	721 N 9TH ST ST CLAIR MI 480794854, ST CLAIR, MI 48079-4854

Mortgage

Document Number	0049530294
Date	Jun 8, 2018
Book Page	004953/000294

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,500 (-0.66%)	$241,000 (-0.66%)
2025	$2,869.00 (+2.83%) Homeowner's exemption	$121,300 (+18.81%)
2024	$2,790.00 (+7.6%)		$242,600 (+18.81%)
2023		$102,100
2022	$2,593.00		$204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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