721 N 16th Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 721 N 16th Ave E, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1922
Square Footage	1,049 sqft Gross Area
Lot Size	3,762 sqft (0.086 acres)
Occupancy	Owner Occupied
Last Sale	$184,000 (2019)
Tax Bill	$2,658.00 (2026)

Owner

Source: St. Louis County records · APN 010-1480-10710

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	721 N 16TH AVE E, DULUTH, MN 55812-1235
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Jan 06, 2015 · Amount on Record
Deed Doc Number	20191365185
Prior Transfer Date	Jul 15, 2015
Prior Transfer Doc	00A1268698
Record Refreshed	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	721 N 16TH AVE E, DULUTH, MN 55812-1235
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001436972
Date	Feb 07, 2022
Instrument	1436972

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2019
Property Address	721 N 16TH AVE E, DULUTH, MN 55812-1235
Document Number	00A1365185
Instrument Date	Sep 30, 2019
Instrument	A1365185
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$607.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	721 N 16TH AVE E DULUTH MN 558121235, DULUTH, MN 55812-1235

Mortgage

Document Number	A1365186
Date	Oct 11, 2019
Instrument	A1365186

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Mortgage

Document Number	A1365187,
Date	Oct 11, 2019
Instrument	A1365187

Lender

Name	US BK
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,658.00 (+10.11%) Homeowner's exemption
2025	$2,414.00 (+7.29%) Homeowner's exemption	$223,500 (+11.53%) Land $13,900 Building $209,600	$223,500 (+11.53%) Land $13,900 Building $209,600
2024	$2,250.00	$200,400 (+20.65%) Land $13,600 Building $186,800	$200,400 (+20.65%) Land $13,600 Building $186,800
2022		$166,100 Land $15,100 Building $151,000	$166,100 Land $15,100 Building $151,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-1480-10710`
Alternative APN	`1079071`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	1,049 sqft Gross Area
1st Floor	620 sqft 1st Floor
Basement Area	375 sqft Basement
Finished Basement	375 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	3,762 sqft (0.086 acres)
Garage Type	Basement Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	48 sqft Deck
Porch Area	178 sqft Porch
Sauna	Sauna
Storage Building	72 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Gravity Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1079071
Street Address	721 N 16TH AVE E
City	DULUTH
State	MN
Zip	55812-1235
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 37 1/2 FT OF S 75 FT OF LOTS 7 AND 8 SERIAL #
Legal Subdivision	ENDION DIVISION OF DULUTH
Legal Block	111
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1042
Census Tract	1000

721 N 16th Ave E, Duluth, MN 55812 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on N 16th Ave E

Nearby Streets

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