721 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 721 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,565 sqft · built 1957
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2015)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77211`

Property Details

APN / Parcel Number

Primary APN	`77211`
Alternative APN	`012630000100760130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,565 sqft Heated Area
Gross Area	2,356 sqft
1st Floor Area	1,565 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached - Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	215 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	77211
Street Address	721 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 76 LOTS 13 THRU 16 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	76
Legal Lot Number	13-16 14
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43400

Owner

721 Missouri Ave is owned and occupied by an individual who bought it in August 2015.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	721 MISSOURI AVE, SAINT CLOUD, FL 34769-3258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2015 · Amount on File
Deed Sale	Aug 30, 2015 · Amount on File
Prior Sale	Jul 15, 2014 · Amount on File
Deed Document Number	0048331941
Deed Book / Page	4833 / 1941
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0048331941
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	721 MISSOURI AVE, SAINT CLOUD, FL 34769-3258
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 MISSOURI AVE, SAINT CLOUD, FL 34769-3258

Mortgage

Document Number	0060661577
Date	Oct 15, 2021
Book Page	6066/1577
Instrument	2021161335

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	721 MISSOURI AVE, SAINT CLOUD, FL 34769-3258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052940312
Date	Mar 1, 2018
Book Page	5294/0312
Instrument	2018035023

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 10, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 721 Missouri Ave was $2,275 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00 Homeowner's exemption	$169,984	$349,500 Land $63,200 Building $286,300
2023	$2,129.00 (+4.06%) Homeowner's exemption	$160,383 (+3%)	$314,600 (+11.01%) Land $57,500 Building $257,100
2022	$2,046.00 Homeowner's exemption	$155,712	$283,400 Land $51,800 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 Missouri Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Missouri Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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