721 Lene Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 721 Lene Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,683 sqft · built 2018
Lot Size	0.241 acres (10,521 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Apr 2021)
Tax Bill	$6,611 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94234-45-007`

Property Details

APN / Parcel Number

Primary APN	`94234-45-007`
Alternative APN	`R1665573`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Basement Area	1,683 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,521 sqft (0.241 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Patio Area	160 sqft
Balcony	Balcony
Balcony Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1665573
Street Address	721 LENE LN
City	BERTHOUD
State	CO
Zip	80513-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 7, HERITAGE RIDGE THIRD FILING, BER (20170084197)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE 3RD FILING
Legal Block	7
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

Source: Larimer County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	721 LENE LN, BERTHOUD, CO 80513-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Feb 28, 2022	Deed of Trust, Mortgage LOREN GERCH
Apr 5, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Mar 20, 2019	Special Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Sep 10, 2018	Grant Deed, Transfer FNTG-NCS COLORADO
Sep 10, 2018	Loan Modification, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	20210034086
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	721 LENE LN, BERTHOUD, CO 80513-2822
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006996
Date	Jan 31, 2020
Instrument	20200006996

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	721 LENE LN, BERTHOUD, CO 80513-2822
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 LENE LN, BERTHOUD, CO 80513-2822

Mortgage

Document Number	0000013221
Date	Feb 28, 2022
Instrument	20220013221

Lender

Name	LOREN GERCH
Type	Private Party
Address	PO BOX 221, NIWOT, CO 80544

Agreement

Amount	Amount Recorded

Interest

Rate	5%

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 5, 2021
Property Address	721 LENE LN, BERTHOUD, CO 80513-2822
Document Number	0000034086
Instrument Date	Mar 30, 2021
Instrument	20210034086
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 LENE LN, BERTHOUD, CO 80513-2822

Mortgage

Document Number	0000034087
Date	Apr 5, 2021
Instrument	20210034087

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 20, 2019
Property Address	721 LENE LN, BERTHOUD, CO 80513-2822
Document Number	0000013631
Instrument Date	Mar 18, 2019
Instrument	20190013631
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 ELNE LANE, BERTHOUD, CO 80513

Mortgage

Document Number	0000013632
Date	Mar 20, 2019
Instrument	20190013632

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 10, 2018
Property Address	721 LENE LN, BERTHOUD, CO 80513-2822
Document Number	0000055894
Instrument Date	Sep 6, 2018
Instrument	55894
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Sep 10, 2018
Property Address	721 LENE LN, BERTHOUD, CO 80513-2822
Instrument Date	Sep 6, 2018
Instrument	55895
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KIN ARTHUR BLVD #200 LEWISVILLE TX 75056, 200, LEWISVILLE, TX 75056

Mortgage

Document Number	0000055895
Date	Sep 10, 2018
Instrument	55895

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1237

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,611.00 (+2.93%)	$36,837 (-10.03%) Land $10,056 Building $26,781	$589,400 (-3.55%) Land $160,900 Building $428,500
2023	$6,423.00 (+25.03%)	$40,943 (+33.55%) Land $10,780 Building $30,163	$611,100 (+38.54%) Land $160,900 Building $450,200
2022	$5,137.00	$30,657 Land $7,993 Building $22,664	$441,100 Land $115,000 Building $326,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smiling J Fiber	1,000 / 1,000
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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