721 High St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 721 High St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Feb 2017)
Tax Bill	$3,162 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-402-022`

Property Details

APN / Parcel Number

Primary APN	`09-29-402-022`
Alternative APNs	`929402022` `461D238`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	406 sqft

Location & Zoning

Account Number	461D238
Street Address	721 HIGH ST
City	PECATONICA
State	IL
Zip	61063-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERLEY + ST JOHNS ADDN S 50 FT N 201.63 FT LOT 1 + N 20 FT S 33 FT E 88.25 FT LOT 1 + N 50 FT E 22.25 FT LOT 021 BLOCK 002
Legal Subdivision	PERLEY + ST JOHNS ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1056
Census Tract	4300

Owner

721 High St is owned and occupied by an individual who bought it in February 2017.

Source: Winnebago County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	721 HIGH ST, PECATONICA, IL 61063-9778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Apr 1, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Feb 6, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2017 · Amount on File
Deed Sale	Feb 6, 2017 · Amount on File
Prior Sale	Jun 27, 2012 · Amount on File
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	721 HIGH ST, PECATONICA, IL 61063-9778
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044070
Date	Dec 8, 2021
Instrument	2144070

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	336 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	721 HIGH ST, PECATONICA, IL 61063-9778
Document Number	0001012844
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 HIGH ST PECATONICA IL 610639778, PECATONICA, IL 61063-9778

Mortgage

Document Number	0001012844
Date	Apr 22, 2019
Instrument	1012844

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Interest

Rate	5.12%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	721 HIGH ST, PECATONICA, IL 61063-9778
Document Number	0001008142
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 200 PECATONICA IL 610630200, PECATONICA, IL 61063-0200

Mortgage

Document Number	0001008142
Date	Mar 16, 2017
Instrument	1008142

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 721 High St was $3,162 with a homeowner's exemption, up 1% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,162.00 (+0.99%) Homeowner's exemption	$49,708 (+7.41%) Land $5,173 Building $44,535	$149,124 (+7.41%) Land $15,519 Building $133,605
2024	$3,131.00	$46,279 Land $4,816 Building $41,463	$138,837 Land $14,448 Building $124,389
2022	Homeowner's exemption	$39,235 Land $4,083 Building $35,152	$117,705 Land $12,249 Building $105,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 721 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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