721 Hermosa Way, Oxnard, CA 93036 Property Records

Ventura County property record for 721 Hermosa Way, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1997
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$189,000 (Apr 1997)
Tax Bill	$3,927 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142-0-222-035`

Property Details

APN / Parcel Number

Primary APN	`142-0-222-035`
Alternative APN	`1420111740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,000 sqft (0.138 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	396 sqft
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	721 HERMOSA WAY
City	OXNARD
State	CA
Zip	93036-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-
Legal Description	TRACT: 426802 LOT: 68 REF: 126MR 88
Legal Subdivision	4268-2
Legal Tract	426802
Legal Block	222
Legal Lot Number	68
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1009
Census Tract	9200

Owner

721 Hermosa Way is owner-occupied and held in a trust since June 2014.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	721 HERMOSA WAY, OXNARD, CA 93036-8219
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 1997 · Amount on File
Deed Sale	Apr 30, 1997 · Amount on File
Deed Document Number	199753398
Last Transfer Date	Jun 17, 2014
Transfer Doc	0000076578
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	721 HERMOSA WAY, OXNARD, CA 93036-8219
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 HERMOSA WAY, OXNARD, CA 93036-8219

Mortgage

Document Number	0000031222
Date	May 4, 2023
Instrument	2023000031222

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	721 HERMOSA WAY, OXNARD, CA 93036-8219
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 HERMOSA WAY, OXNARD, CA 93036-8219

Mortgage

Document Number	0000081326
Date	Apr 21, 2021
Instrument	20210421-00081326

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	721 HERMOSA WAY, OXNARD, CA 93036-8219
Document Number	0000139111
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 HERMOSA WAY OXNARD CA 930368219, OXNARD, CA 93036-8219

Mortgage

Document Number	0000139111
Date	Nov 12, 2019
Instrument	139111

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 721 Hermosa Way was $3,927 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,941 (+2%) Land $125,496 Building $203,445
2025	$3,927.00 (+1.11%) Homeowner's exemption	$322,492 Land $123,036 Building $199,456
2024	$3,884.00 (+5.63%)
2023	$3,677.00 (+3.49%) Homeowner's exemption	$309,970 Land $118,258 Building $191,712
2022	$3,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 721 Hermosa Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Hermosa Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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