721 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 721 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1963
Lot Size	0.338 acres (14,723 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jun 2019)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014872-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014872-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	123 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft
Porch	Finished/Open Porch
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	721 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 & 37 BLK 10 FLEMING ISL ESTATES AS REC OR 4198 PG 1905
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISL ESTATES
Legal Block	10
Legal Lot Number	36,37
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2017
Census Tract	30701

Owner

721 Floyd St is owned and occupied by an individual who bought it in June 2019.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	721 FLOYD ST, FLEMING ISLAND, FL 32003-9353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Warranty Deed, Transfer NAVY FCU
Apr 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Oct 23, 2013 · Amount on File
Deed Document Number	201928893
Deed Book / Page	4198 / 1905
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	0041821584
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 5, 2019
Property Address	721 FLOYD ST, FLEMING ISLAND, FL 32003-9353
Document Number	0041981905
Book / Page	004198 / 001905
Instrument Date	Jun 5, 2019
Instrument	28893
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	721 FLOYD ST FLEMING ISLAND FL 320039353, FLEMING ISLAND, FL 32003-9353

Mortgage

Document Number	41981910
Date	Jun 5, 2019
Book Page	004198/001910
Instrument	28895

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 17, 2019
Property Address	721 FLOYD ST, FLEMING ISLAND, FL 32003-9353
Document Number	0041821584
Book / Page	004182 / 001584
Instrument Date	Apr 3, 2019
Instrument	19275
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 721 Floyd St was $1,959 with a homeowner's exemption, up 5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (+5.04%) Homeowner's exemption	$168,619	$235,761 Land $100,000 Building $135,761
2024	$1,865.00 (-12.85%)
2023	$2,140.00 (+9.18%) Homeowner's exemption	$159,095 (+3%)	$244,955 (+33.37%) Land $100,000 Building $144,955
2022	$1,960.00 Homeowner's exemption	$154,462	$183,664 Land $60,000 Building $123,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 Floyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Floyd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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