721 Eureka St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 721 Eureka St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,166 sqft · built 2017
Lot Size	0.297 acres (12,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Jan 2019)
Tax Bill	$3,664 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-140-030`

Property Details

APN / Parcel Number

Primary APN	`8913-35-140-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	1,166 sqft
Finished Basement	975 sqft
Unfinished Basement	1,166 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,927 sqft (0.297 acres)
Lot Dimensions	139 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	367 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	721 EUREKA ST
City	WATERLOO
State	IA
Zip	50702-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRVING SQUARE ADDITION LOT 12
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	IRVING SQUARE ADDITION
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1017
Census Tract	1100

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 EUREKA ST, WATERLOO, IA 50702-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage HABITAT FOR HUMANITY
Jan 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage IOWA HEARTLAND HABITAT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	201911542
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	721 EUREKA ST, WATERLOO, IA 50702-3208
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011544
Date	Jan 28, 2019
Instrument	201900011544

Lender

Name	HABITAT FOR HUMANITY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 28, 2019
Property Address	721 EUREKA ST, WATERLOO, IA 50702-3208
Document Number	201900011542
Instrument Date	Jan 24, 2019
Instrument	201900011542
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CLAY ST, CEDAR FALLS, IA 50613-2837

Mortgage

Document Number	201900011543
Date	Jan 28, 2019
Instrument	201900011543

Lender

Name	IOWA HEARTLAND HABITAT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,664.00	$212,750 (+25.99%) Land $41,850 Building $170,900	$212,750 (+25.99%) Land $41,850 Building $170,900
2024	$3,664.00 (-1.19%)
2023		$168,860 (-) Land $32,550 Building $136,310	$168,860 (-) Land $32,550 Building $136,310
2022	$3,708.00	$168,860 Land $32,550 Building $136,310
2021			$168,860 Land $32,550 Building $136,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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