721 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 721 E Main St, Cobleskill, NY 12043

Property Summary

Property Type	Public Health Care Facility (Exempt)
Details	3,500 sqft · built 2021
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Oct 2021)
Tax Bill	$41,647 (2025)
Deeds & Mortgages	Oct 2022 Refinance Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432601 56.18-2-8`

Property Details

APN / Parcel Number

Primary APN	`432601 56.18-2-8`
Alternative APNs	`260105601800020080000000` `431A101577`

Interior

Stories	1 Story
Building Area	3,500 sqft Gross Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	156 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A101577
Street Address	721 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-3801
Property Category	Public Works
Property Type	Public Works > Public Health Care Facility (Exempt)
Local Zoning Code	GB
Legal Description	STORE & GARAGE
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	4
Census Block	4009
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 109, WEST CHESTERFIELD, NH 03466-0109
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Oct 15, 2021	Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION
Jan 12, 2021	Deed, Transfer · Stand-Alone First Mortgage BANK OF GREENE COUNTY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	2021797115
Deed Book / Page	1149 / 24
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	721 E MAIN ST, COBLESKILL, NY 12043-3801
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002016/44
Date	Oct 6, 2022
Book Page	2016/44
Instrument	818288

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 15, 2021
Property Address	721 E MAIN ST, COBLESKILL, NY 12043-3801
Document Number	0001149/24
Book / Page	1149 / 24
Instrument Date	Oct 1, 2021
Instrument	797115
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 109, WEST CHESTERFIELD, NH 03466-0109

Mortgage

Document Number	0000797117
Date	Oct 15, 2021
Instrument	797117

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 12, 2021
Property Address	721 E MAIN ST, COBLESKILL, NY 12043-3801
Document Number	001129/129
Book / Page	1129 / 129
Instrument Date	Dec 15, 2020
Instrument	783628
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 EAST AVE, ROCHESTER, NY 14610-1820

Mortgage

Document Number	0000783629
Date	Jan 12, 2021
Instrument	783629

Lender

Name	BANK OF GREENE COUNTY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,647.00 (+235.94%)	$714,000 (-) Land $45,400 Building $668,600	$1,457,143 (+16.33%) Land $92,653 Building $1,364,490
2023		$714,000 Land $45,400 Building $668,600	$1,252,632 Land $79,649 Building $1,172,983
2020	$12,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MIDTEL, T-Mobile.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures