721 E Clay St, Waco, TX 76704 Property Records

McLennan County property record for 721 E Clay St, Waco, TX 76704

Property Summary

Property TypeCommercial Vacant Land
Details2 bd · 1 ba · 960 sqft · built 1925
Lot Size0.129 acres (5,600 sqft)
OwnerCompany Name on Record
Tax Bill$674 (2025)
Deeds & MortgagesDec 2018 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APN48-035300-008800-1

Property Details

APN / Parcel Number

Primary APN48-035300-008800-1
Alternative APNs
  • 4803530000880010111
  • 188143

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions140 ft deep x 40 ft wide
PorchSlab
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address721 E CLAY ST
CityWACO
StateTX
Zip76704-2718
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeR1B
Legal DescriptionRIVERSIDE LOT 1 BLOCK 17 ACRES .1286
Legal SubdivisionRIVERSIDE
Legal Block17
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3041
Census Tract1500

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1458, WACO, TX 76703-1458
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2018Vendor's Lien, Transfer
EXTRACO BANKS NA
Apr 18, 2018Loan Modification, Mortgage
AMERICAN BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2023
Deed SaleJan 17, 2023
Prior SaleDec 11, 2018 · Amount on Record
Deed Document Number20231411
Prior Transfer DateNov 7, 2018
Prior Transfer Doc0000042734
Record UpdatedOct 29, 2026

December 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateDec 11, 2018
Property Address721 E CLAY ST, WACO, TX 76704-2718
Document Number0000042734
Map ReferenceVOL81 PG197
Instrument DateNov 7, 2018
Instrument2018042734
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1248 WOODLAND WEST DR, 1248, WOODWAY, TX 76712-2438

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1458, WACO, TX 76703-1458

Mortgage

Document Number0000042735
DateDec 11, 2018
Instrument2018042735
Lender
NameEXTRACO BANKS NA
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term60 Months
DueDec 7, 2023

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address721 E CLAY ST, WACO, TX 76704-2718
Document Number0000014480
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1248 WOODLAND WEST DR WACO TX 767122438, WACO, TX 76712-2438

Mortgage

Document Number0000014480
DateMay 4, 2018
Instrument14480
Lender
NameAMERICAN BK NA
AddressWACO, TX 76716-4068
Agreement
AmountAmount Recorded
Term60 Months
DueMay 3, 2023

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,000 (-) Land $30,000$30,000 (-) Land $30,000
2025$674.00 (-0.3%)$30,000 (+7.14%) Land $30,000$30,000 (+7.14%) Land $30,000
2024$676.00 (+7.81%)
2023$28,000 Land $28,000$28,000 Land $28,000
2022$627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Clay St

Nearby Streets

Search Property Records by Address or Parcel Number