721 E Chicago St, Elgin, IL 60120 Property Records

Cook County property record for 721 E Chicago St, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	8 Beds
Bathrooms	5 Baths
Year Built	Built 1979
Square Footage	3,485 sqft Living Area
Lot Size	2.01 acres
Occupancy	Owner Occupied
Last Sale	$550,000 (2022)
Tax Bill	$13,816.00 (2023)

Owner

Source: Cook County records · APN 06-18-301-017

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	721 E CHICAGO ST, ELGIN, IL 60120-6857
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Oct 02, 2013 · Amount on Record
Deed Doc Number	202247005
Record Refreshed	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 21, 2022
Property Address	721 E CHICAGO ST, ELGIN, IL 60120-6857
Document Number	0029447005
Instrument Date	Oct 19, 2022
Instrument	2229447005
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 E CHICAGO ST, 721, ELGIN, IL 60120-6857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E CHICAGO ST, ELGIN, IL 60120-6857

Mortgage

Document Number	0029447006
Date	Oct 21, 2022
Instrument	2229447006

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 (+20.84%) Land $19,948 Building $38,052	$580,000 (+20.84%) Land $199,480 Building $380,520
2023	$13,816.00 (+10.79%)
2022	$12,470.00 Homeowner's exemption	$47,999 Land $24,000 Building $23,999	$479,990 Land $240,000 Building $239,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-18-301-017`
Alternative APN	`06-18-301-017-0000`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Building Area	3,485 sqft Living Area
1st Floor	1,400 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1979
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	87,877 sqft
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	721 E CHICAGO ST
City	ELGIN
State	IL
Zip	60120-6857
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(COUNTY)(CLERKS) DIVIN OF UNSUBDIVIDED LAND IN SH SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTY CLERKS DIVIN OF UNSUBDIVIDED L
Legal Lot Number	23
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	3
Census Block	3016
Census Tract	804406