721 E Calhoun St, Bainbridge, GA 39817 Property Records

Decatur County property record for 721 E Calhoun St, Bainbridge, GA 39817

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 ba · 17,580 sqft · built 2003
Lot Size	1.2 acres (52,272 sqft)
Owner	Company Name on Record
Tax Bill	$11,329 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`B0320-180-000`

Property Details

APN / Parcel Number

Primary APN	`B0320-180-000`
Alternative APNs	`B032000000180000` `12972`

Interior

Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	17,580 sqft Total Area
1st Floor Area	17,580 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	165 ft deep x 316 ft wide
Porch	Patio
Canopy	3,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12972
Street Address	721 E CALHOUN ST
City	BAINBRIDGE
State	GA
Zip	39817-3751
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	F25 196 721 CALHOUN ST
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4001
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Decatur County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDSOUTH BANK
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF DECATUR COUNTY
Apr 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY
Apr 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY
Mar 2, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2025	Warranty Deed, Transfer · Line of Credit MIDSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026
Deed Sale	Mar 2, 2026
Prior Sale	Jul 11, 2025 · Amount on Record
Deed Book / Page	561 / 28
Prior Transfer Date	Dec 22, 2025
Prior Transfer Doc	0000561/28
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Recording Date	Jul 2, 2026
Property Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751
Document Number	0567000917
Book / Page	567 / 917
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0567000917,
Date	Jul 2, 2026
Book Page	567/917

Lender

Name	MIDSOUTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.36%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751

Mortgage

Document Number	0000000504/0000000439
Date	Sep 23, 2022
Book Page	0000000504/0000000439

Lender

Name	FIRST NATIONAL BANK OF DECATUR COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2025

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751

Mortgage

Document Number	0000000529/0000000143
Date	Apr 16, 2024
Book Page	0000000529/0000000143

Lender

Name	FIRST NATIONAL BANK OF DECATUR COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751

Mortgage

Document Number	0000000529/0000000477
Date	Apr 23, 2024
Book Page	0000000529/0000000477

Lender

Name	FIRST NATIONAL BANK OF DECATUR COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DECATUR GA
Recording Date	Mar 2, 2026
Property Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751
Document Number	0000561/28
Book / Page	561 / 28
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jul 11, 2025
Property Address	721 E CALHOUN ST, BAINBRIDGE, GA 39817-3751
Document Number	000549/507
Book / Page	549 / 507
Instrument Date	Jun 25, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E THARPE ST, TALLAHASSEE, FL 32303-5551

Mortgage

Document Number	0000549509
Date	Jul 11, 2025
Instrument	549/509

Lender

Name	MIDSOUTH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,329.00 (+1.96%)	$351,527 (-) Land $32,738 Building $318,789	$878,816 (-) Land $81,844 Building $796,972
2024	$11,111.00 (+2.49%)	$351,527 (-) Land $32,738 Building $318,789	$878,816 (-) Land $81,844 Building $796,972
2023	$10,841.00 (+1.02%)	$351,527 Land $32,738 Building $318,789	$878,816 Land $81,844 Building $796,972
2022	$10,732.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber.

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