721 E 4 1/2 St, Berwick, PA 18603 Property Records

Luzerne County property record for 721 E 4 1/2 St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1947
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (May 2021)
Tax Bill	$2,349 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-P3NW4-008-008`

Property Details

APN / Parcel Number

Primary APN	`55-P3NW4-008-008`
Alternative APNs	`55-P3NW4-008-008-000` `5500P3NW4 008008`

Interior

Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Old Parcel Number	55-P3NW4-008-008
Street Address	721 E 4 1/2 ST
City	BERWICK
State	PA
Zip	18603-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55-211-D4-D4-4 721 E FOUR 1/2 ST
Legal Subdivision	W N FOWLERS ADDITION
Legal Block	8
Legal Lot Number	8
Jurisdiction	LUZERNE PA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4036
Census Tract	216100

Owner

721 E 4 1/2 St is owned and occupied by two individuals who bought it in May 2021.

Source: Luzerne County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	721 E 4 1/2 ST, BERWICK, PA 18603-3912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST KEYSTONE COMMUNITY BANK
May 27, 2021	Deed, Transfer · Conventional Mortgage FIRST KEYSTONE COMMUNITY BANK
May 20, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST COLUMBIA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	202133598
Deed Book / Page	3021 / 141512
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Recording Date	Apr 15, 2026
Property Address	721 E 4 1/2 ST, BERWICK, PA 18603-3912
Document Number	0000020253
Book / Page	3026 / 85387
Instrument Date	Mar 30, 2026
Instrument	202620253
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNITED ONE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E 4 1/2 ST, BERWICK, PA 18603-3912

Mortgage

Document Number	0000020253,
Date	Apr 15, 2026
Book Page	3026/85387
Instrument	202620253

Lender

Name	FIRST KEYSTONE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 3, 2046

Interest

Rate	5.98%
Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	May 27, 2021
Property Address	721 E 4 1/2 ST, BERWICK, PA 18603-3912
Document Number	0000033598
Book / Page	3021 / 141512
Instrument Date	May 14, 2021
Instrument	202133598
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	721 EAST 4 1 2 STREET, BERWICK, PA 18603

Mortgage

Document Number	0000033599
Date	May 27, 2021
Instrument	202133599

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	May 20, 2019
Property Address	721 E 4 1/2 ST, BERWICK, PA 18603-3912
Document Number	0000028121
Book / Page	003019 / 085579
Instrument Date	Apr 24, 2019
Instrument	28121
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	EXACT ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E 4TH ST BERWICK PA 186033918, BERWICK, PA 18603-3918

Mortgage

Document Number	28122
Date	May 20, 2019
Book Page	003019/085585
Instrument	28122

Lender

Name	FIRST COLUMBIA BK&TR
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 721 E 4 1/2 St was $2,349 with a homeowner's exemption.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Salem Township
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,349.00 Homeowner's exemption	$102,900 Land $34,000 Building $68,900
2025	$2,349.00
2024		$102,900 Land $34,000 Building $68,900
2023	$2,198.00
2009			$102,900 Land $34,000 Building $68,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 E 4 1/2 St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2006)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 E 4 1/2 St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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