721 E 2nd St, Cortez, CO 81321 Property Records

Montezuma County property record for 721 E 2nd St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,090 sqft · built 1959
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Nov 2020)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	Jul 2023 Transfer Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R010031`

Property Details

APN / Parcel Number

Primary APN	`R010031`
Alternative APN	`561126409004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,090 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Detached
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010031
Street Address	721 E 2ND ST
City	CORTEZ
State	CO
Zip	81321-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: MCBRIDE ADDITION LOT: 7 BLOCK: 1 B527 P663 B570 P467 B672 P383
Legal Subdivision	MCBRIDE ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1014
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	721 E 2ND ST, CORTEZ, CO 81321-3903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Intrafamily Transfer, Transfer
Oct 20, 2022	Beneficiary Deed, Transfer
Jul 23, 2021	Beneficiary Deed, Transfer
Nov 16, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jul 20, 2012 · Amount on Record
Deed Document Number	2020633214
Last Transfer Date	Oct 19, 2022
Transfer Doc	0000648018
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 10, 2023
Property Address	721 E 2ND ST, CORTEZ, CO 81321-3903
Document Number	0000651577
Map Reference	MB 7 PG 63
Instrument Date	Jul 10, 2023
Instrument	651577
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 E 2ND ST, CORTEZ, CO 81321-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	721 E 2ND ST, CORTEZ, CO 81321-3903

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 20, 2022
Property Address	721 E 2ND ST, CORTEZ, CO 81321-3903
Document Number	0000648018
Map Reference	MB 7 PG 63
Instrument Date	Oct 19, 2022
Instrument	648018
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22633 ROAD 17.6, YELLOW JACKET, CO 81335-8300

July 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 23, 2021
Property Address	721 E 2ND ST, CORTEZ, CO 81321-3903
Document Number	638748
Map Reference	MB 07 PG 63
Instrument Date	Jul 20, 2021
Instrument	638748
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 E 2ND ST, 721, CORTEZ, CO 81321-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 LOS PUEBLOS ST, LOS ALAMOS, NM 87544-2607

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Nov 16, 2020
Property Address	721 E 2ND ST, CORTEZ, CO 81321-3903
Document Number	0000633214
Map Reference	MB 7 PG 63
Instrument Date	Nov 16, 2020
Instrument	633214
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E 2ND ST, CORTEZ, CO 81321-3903

Mortgage

Document Number	0000633215
Date	Nov 16, 2020
Instrument	633215

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,298.00 (+22.22%)	$25,743 (+24.54%) Land $1,707 Building $24,036	$323,410 (+24.54%) Land $21,450 Building $301,960
2024	$1,062.00 (+9.94%)	$20,671 (-17.47%) Land $2,374 Building $18,297	$259,680 (-17.48%) Land $29,819 Building $229,861
2023	$966.00 (+15.83%)	$25,048 (+45.16%) Land $2,876 Building $22,172	$314,680 (+45.16%) Land $36,135 Building $278,545
2022	$834.00	$17,256 Land $1,313 Building $15,943	$216,787 Land $16,500 Building $200,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications.

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