721 Cooper Way Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 721 Cooper Way Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,379 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Mar 2017)
Tax Bill	$6,388 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T041600113`

Property Details

APN / Parcel Number

Primary APN	`T041600113`
Alternative APN	`3-157D-9331-00-0058.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,379 sqft Living Area
Gross Area	5,537 sqft
1st Floor Area	1,871 sqft
Basement Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	103 sqft
Patio Area	494 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T041600113
Street Address	721 COOPER WAY DR
City	O FALLON
State	MO
Zip	63368-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS OF FIELDSTONE FARM LOT 58
Legal Subdivision	MANORS OF FIELDSTONE FARMS
Legal Lot Number	58
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4031
Census Tract	311151

Owner

721 Cooper Way Dr is owned and occupied by two individuals who bought it in March 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	721 COOPER WAY DR, O FALLON, MO 63368-8649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Prior Sale	Feb 21, 2007 · Amount on File
Deed Document Number	2017142950
Deed Book / Page	6709 / 1273
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	721 COOPER WAY DR, O FALLON, MO 63368-8649
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 COOPER WAY DR, O FALLON, MO 63368-8649

Mortgage

Document Number	2021R071806
Date	Aug 26, 2021
Instrument	2021R-071806

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 8, 2017
Property Address	721 COOPER WAY DR, O FALLON, MO 63368-8649
Document Number	0067091273
Book / Page	6709 / 1273
Map Reference	MB 40 PG 54
Instrument Date	Mar 6, 2017
Instrument	20170308000142950
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 BENTLEY PLACE DR, 1304, CHESTERFIELD, MO 63005-4491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 COOPER WAY DR, O FALLON, MO 63368-8649

Mortgage

Document Number	20170308000142960
Date	Mar 8, 2017
Instrument	20170308000142960

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 721 Cooper Way Dr was $6,388.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,521 (-)	$529,058 (-) Land $80,000 Building $449,058
2025	$6,388.00	$100,521	$529,058 Land $80,000 Building $449,058
2023		$88,647
2022			$466,562 Land $60,000 Building $406,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 721 Cooper Way Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Cooper Way Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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