721 Cliff St NE, Chatfield, MN 55923 Property Records

Olmsted County property record for 721 Cliff St NE, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,442 sqft · built 1974
Lot Size	0.525 acres (22,869 sqft)
Owner	2 Individual Names on File
Last Sale	$244,500 (Dec 2025)
Tax Bill	$4,614 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51.31.41.000083`

Property Details

APN / Parcel Number

Primary APN	`51.31.41.000083`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,442 sqft
Finished Basement	1,081 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,869 sqft (0.525 acres)
Lot Dimensions	241 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	22 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	721 CLIFF ST NE
City	CHATFIELD
State	MN
Zip	55923-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-105 RANGE-011 HISEYS 1ST SUB LOT-002 BLOCK-001 LOT 2 BLK 1
Legal Range	11
Legal Township	105
Legal Section	31
Legal Subdivision	HISEYS 1ST SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	OLMSTED MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2011
Census Tract	2000

Owner

721 Cliff St NE is owned and occupied by two individuals who bought it in December 2025.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	721 CLIFF ST NE, CHATFIELD, MN 55923-1048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Dec 17, 2015 · Amount on File
Deed Document Number	20251636507
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Dec 10, 2025
Property Address	721 CLIFF ST NE, CHATFIELD, MN 55923-1048
Document Number	00A1636507
Instrument Date	Dec 9, 2025
Instrument	A-1636507
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, MN SECURED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$806.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	721 CLIFF ST NE, CHATFIELD, MN 55923-1048

Mortgage

Document Number	00A1636508
Date	Dec 10, 2025
Instrument	A-1636508

Lender

Name	RESULTS HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 721 Cliff St NE was $4,614 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,614.00 Homeowner's exemption
2025		$269,500 (-6.42%) Land $41,800 Building $227,700	$290,000 (+0.69%) Land $45,000 Building $245,000
2024	$3,626.00	$288,000 Land $45,000 Building $243,000	$288,000 Land $45,000 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 Cliff St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Cliff St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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