721 Classic Dr S, Hernando, MS 38632 Property Records

DeSoto County property record for 721 Classic Dr S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,112 sqft · built 2005
Lot Size	0.204 acres (8,896 sqft)
Owner	Company Name on Record
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-11-0-00218-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-11-0-00218-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,112 sqft Adjusted Area
1st Floor Area	1,452 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,896 sqft (0.204 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Street Address	721 CLASSIC DR S
City	HERNANDO
State	MS
Zip	38632-7594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY WOODS SEC A LOT 218
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY WOODS SEC A
Legal Lot Number	218
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1008
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Apr 28, 2020	Warranty Deed, Transfer
Sep 27, 2017	Intrafamily Transfer, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020
Deed Sale	Apr 28, 2020
Prior Sale	May 3, 2016
Deed Book / Page	917 / 790
Prior Transfer Date	Sep 21, 2017
Prior Transfer Doc	20170919010274410
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004841/026
Date	Nov 22, 2019
Book Page	4841/026

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Dec 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594

Mortgage

Document Number	005302/486
Date	Jul 28, 2021
Book Page	5302/486

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Aug 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 28, 2020
Property Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594
Document Number	000917/790
Book / Page	917 / 790
Map Reference	MB 83 PG 12
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Sep 27, 2017
Property Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594
Document Number	20170919010274410
Map Reference	PB 83 PG 12
Instrument Date	Sep 21, 2017
Instrument	20170919010274410
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 CLASSIC DR S, 721, HERNANDO, MS 38632-7594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 CLASSIC DR S, HERNANDO, MS 38632-7594

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (+14.4%)	$17,261 (+36.29%) Land $2,500 Building $14,761	$172,611 (+36.29%) Land $25,000 Building $147,611
2023	$1,757.00	$12,665	$126,648 Land $25,000 Building $101,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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