Santa Cruz County property record for 721 Cipres St, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,521 sqft · built 2004 |
| Lot Size | 0.074 acres (3,223 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,348 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 017-744-34 |
| Primary APN | 017-744-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 2,927 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 3,223 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 721 CIPRES ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 1445 PH 02 |
| Legal Lot Number | 130 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110101 |
Source: Santa Cruz County records · APN 017-744-34
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 213 KINGSBURY DR, APTOS, CA 95003-5011 |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jul 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 14, 2020 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2004 |
| Deed Sale | Sep 14, 2004 |
| Prior Sale | Jul 27, 2004 · Amount on Record |
| Deed Document Number | 200466158 |
| Last Transfer Date | Nov 30, 2020 |
| Transfer Doc | 0000053824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 721 CIPRES ST, WATSONVILLE, CA 95076-1077 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 213 KINGSBURY DR, APTOS, CA 95003-5011 |
| Document Number | 0000038038 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020-0038038 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 721 CIPRES ST, WATSONVILLE, CA 95076-1077 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000019697 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2019-0019697 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 14, 2020 |
| Property Address | 721 CIPRES ST, WATSONVILLE, CA 95076-1077 |
| Document Number | 0000053824 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 53824 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 213 KINGSBURY DR APTOS CA 950035011, APTOS, CA 95003-5011 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,452 (+2%) Land $418,471 Building $278,981 | ||
| 2025 | $9,348.00 (+12.42%) | $683,776 (+4.04%) Land $410,266 Building $273,510 | |
| 2023 | $8,315.00 (+1.97%) | $657,225 Land $394,335 Building $262,890 | $781,290 |
| 2022 | $8,154.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 88 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 88 in force 71 of 88 on primary residences |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Mar 2023, other causes, Severe Storm And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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